Register a SA Forums Account here!
JOINING THE SA FORUMS WILL REMOVE THIS BIG AD, THE ANNOYING UNDERLINED ADS, AND STUPID INTERSTITIAL ADS!!!

You can: log in, read the tech support FAQ, or request your lost password. This dumb message (and those ads) will appear on every screen until you register! Get rid of this crap by registering your own SA Forums Account and joining roughly 150,000 Goons, for the one-time price of $9.95! We charge money because it costs us money per month for bills, and since we don't believe in showing ads to our users, we try to make the money back through forum registrations.
(Thread IKs: OwlFancier, crispix)
 
  • Post
  • Reply
Marmaduke!
May 19, 2009

Why would it do that!?

Necrothatcher posted:

Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000.

Last time I looked in January it was £600 owed. How the heck did that happen? Guess I'll get on them for a repayment.

I thought it was well known that when you get close to paying it all off, you need to call up and pay off the balance, otherwise they will just keep taking your money until the start of the next year. Not that they would explicitly tell anyone that themselves, though...

Adbot
ADBOT LOVES YOU

fuctifino
Jun 11, 2001

I started uni in '91, so I was in the first year to get ever increasing student loans to make up for the reductions in the maintenance grant. Tuition was still free back then, and I think the total borrowed over the 3 years was ~£1800. I successfully deferred repayments for the first 8 years then simply left them at the Paris address when I moved.

For the next decade or so, the SLC kept phoning up my parents pretending to be old friends of mine trying to get in contact. My parents always knew it was the SLC because it was always a person with a Scottish accent, and the fact that I never gave out their home number to anyone. Mum and Dad to their credit kept repeating the lie that they hadn't seen or spoken to me since the mid 90's.

gently caress you SLC! :smug:

Lobster God
Nov 5, 2008

Clyde Radcliffe posted:

Icing on the cake is going to be when it's revealed he was a Rwandan seeking asylum here.

He was.

https://www.gov.uk/return-home-voluntarily


Home Office posted:

You can get help to return to your home country if you do not have permission to remain in the UK. This is known as ‘voluntary return’.

bessantj
Jul 27, 2004


I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism.

Enough news for today.

Angepain
Jul 13, 2012

what keeps happening to my clothes
My incredibly rich Scottish cousin was just telling me the other day about an old friend he had at uni in the 90s, how he wanted to repay him but couldn't find him. Even tried looking up his parents, but no luck. Such a sad story. Anyway he gave me the castle instead

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal

bessantj posted:

I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism.

Enough news for today.
Meanwhile Saskatchewan was actually run by socialists during the era where they created Canadian public health care, which was part of the package that turned them from a wasteland of the Great Depression into at one time the most prosperous province.

notaspy
Mar 22, 2009

Necrothatcher posted:

Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000.

Last time I looked in January it was £600 owed. How the heck did that happen? Guess I'll get on them for a repayment.

Your repayments don't stop once you have paid off the debt. You have to phone up and cancel the payments.

So many of my friends got caught out by that

Private Speech
Mar 30, 2011

I HAVE EVEN MORE WORTHLESS BEANIE BABIES IN MY COLLECTION THAN I HAVE WORTHLESS POSTS IN THE BEANIE BABY THREAD YET I STILL HAVE THE TEMERITY TO CRITICIZE OTHERS' COLLECTIONS

IF YOU SEE ME TALKING ABOUT BEANIE BABIES, PLEASE TELL ME TO

EAT. SHIT.



Rwanda has a strong recent history of disappearing and/or torturing anyone inconvenient to the regime (or just inconvenient to some sort of regime official) so depending on why he was seeking asylum the whole "unable to locate" thing might not be so great.

FitW Rwanda posted:

The government has a long history of repressing political opponents and members of opposition parties. They face the threat of disappearance, arbitrary arrest and detention, and assassination.

Both voters and candidates face significant intimidation aimed at controlling their political choices. Rwandans living outside the country have been threatened, attacked, forcibly disappeared, or killed, apparently in retaliation for their public or suspected opposition to the regime.

The military was formally separated from the RPF after it won the civil war, but it retains close ties to the ruling party and is considered a key political stakeholder in practice.

Scholars and students are subject to suspension for “divisionism” and engage in self-censorship to avoid such penalties. Public and private universities generally lack any robust political debate.

The constitution affirms freedom of speech within vaguely defined legal constraints. The practical space for free private discussion is limited in part by indications that the government monitors personal communications. Social media are heavily monitored, and the law allows for government hacking of telecommunications networks. Rwandan authorities reportedly use informants to infiltrate civil society, further discouraging citizens from voicing dissent. Individuals have been forcibly disappeared, arrested, detained, and assassinated for expressing their views.

Both ordinary criminal suspects and political detainees are routinely subjected to torture and other ill-treatment in custody. Extrajudicial executions of suspected criminals by security personnel have been reported, as have disappearances, physical assaults, and assassinations targeting journalists, opposition members, and other regime critics.

Regulations governing wage levels and conditions of work in the formal sector are poorly enforced, particularly among private employers. Children are trafficked internally for domestic service under abusive conditions or for commercial sex work. Few internal traffickers are held to account. Many children work informally in the agricultural sector. Young Congolese and Burundian refugees are vulnerable to sexual exploitation and coerced recruitment into armed groups linked to Rwandan security forces.

e: Incidentally Israel tried the same thing as Britain with Rwanda before:

BBC: What happened when Israel sent its refugees to Rwanda

BBC posted:

Bahabelom Mengesha, a 36-year-old Eritrean man, knows what it's like to be sent to Rwanda by another country. But his stay there as an asylum seeker was brief.

He had left post-war Eritrea in 2010 and moved to Israel to claim asylum. Four years later, his permit was revoked and he was given a choice - be sent home, go to a migrant detention facility, or take $3,500 and a one-way flight to Rwanda.

It felt like no choice at all, he told the BBC, from Switzerland, where he has been living for the past seven years.

"No sane person would voluntarily go to prison," says Bahabelom of detention in Israel. "To go back to Eritrea, where imprisonment is part of the culture, this was [also] no option."

So he chose Rwanda.

But Bahabelom soon found out he wasn't welcome in the east African country. No sooner had he landed in its capital, Kigali, than he was told he must leave again for neighbouring Uganda - and all for a fee.

It is not clear who was orchestrating his expulsion from Rwanda - and that of other migrants we have spoken to - but Bahabelom believes Rwandan officials were involved.

...

Many spoke of being met at the airport in Kigali by a local man called John. This testimony spans several years so it is impossible to verify if "John" was the same person throughout. They described then having their papers taken from them by people who appeared to be Rwandan officials, before being driven to a hotel which was guarded and which they were barred from leaving.

They were then told to pay up to $500 to be driven in groups to the Ugandan border. Cars were waiting on the other side to drive them to the capital, Kampala. Again they were made to pay.

It did not go well.

Private Speech fucked around with this message at 12:08 on May 6, 2024

feedmegin
Jul 30, 2008

Bobby Deluxe posted:

I guess hell timeline is that they just amend or throw out the FTPA and put it off forever.

The FTPA is a new thing (goes back to the 2010 coalition) and has already been thrown out. They still have to hold an election at least every five years (as before the FTPA) unless they literally want to go the full Long Parliament; we've had a fairly firm tradition of regular elected parliaments since the Glorious Revolution in 1689, I don't think that's going anywhere.

If it were still in force, we wouldn't be having this discussion at all, we'd know exactly when the election is.

Private Speech
Mar 30, 2011

I HAVE EVEN MORE WORTHLESS BEANIE BABIES IN MY COLLECTION THAN I HAVE WORTHLESS POSTS IN THE BEANIE BABY THREAD YET I STILL HAVE THE TEMERITY TO CRITICIZE OTHERS' COLLECTIONS

IF YOU SEE ME TALKING ABOUT BEANIE BABIES, PLEASE TELL ME TO

EAT. SHIT.


But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break.

killerwhat
May 13, 2010

Marmaduke! posted:

I thought it was well known that when you get close to paying it all off, you need to call up and pay off the balance, otherwise they will just keep taking your money until the start of the next year. Not that they would explicitly tell anyone that themselves, though...

I finished paying mine off in November, they sent me multiple letters and emails throughout last year warning about overpaying.

Miftan
Mar 31, 2012

Terry knows what he can do with his bloody chocolate orange...

bessantj posted:

I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism.

Enough news for today.

This isn't just Wales, I've seen these ads all over Yorkshire, for example. It's something along the lines of "if you're a healthcare provider, your family should have good healthcare. Move to Canada!"

domhal
Dec 30, 2008


0.000% of Communism has been built. Evil child-murdering billionaires still rule the world with a shit-eating grin. All he has managed to do is make himself *sad*. It has, however, made him into a very, very smart boy with something like a university degree in Truth. Instead of building Communism, he now builds a precise model of this grotesque, duplicitous world.
Nurses going to Canada, water bill payments going to Canada. You'd think a government putting on a face of national strength might introspect...

a pipe smoking dog
Jan 25, 2010

"haha, dogs can't smoke!"

Necrothatcher posted:

Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000.

Last time I looked in January it was £600 owed. How the heck did that happen? Guess I'll get on them for a repayment.

lol so I decided to check just in case this had accidentally happened to me.

I think I might have paid it off before I hit 50 if current trends continue.

Bobby Deluxe
May 9, 2004

Kin posted:

I don't know if it's because of the passive nature of the loan repayments (tied to income), or the tying interest to inflation makes it a "free" loan or whatever that was said when I was at uni,
I remember being at college and going to a presentation where one of the things we were off-handedly told was that 'if you don't earn enough you don't make repayments, and if you don't pay it off after a certain number of years it gets written off anyway.'

The second part is something I've never heard since. I was in the first cohort that didn't have grants, think this was the late 90s? Was I lied to, or is this an obscure facet of the early loan system?

Pistol_Pete
Sep 15, 2007

Oven Wrangler
Setting up the legislation to allow the Student Loans Company to take the repayments directly from your pay packet was a real piece of foresight from the government of the day: they obviously envisaged a time when a mass movement of debtors might say: "We're not paying: gently caress off" and put the framework in place to prevent that possibility.

Junkenstein
Oct 22, 2003

Bobby Deluxe posted:

I remember being at college and going to a presentation where one of the things we were off-handedly told was that 'if you don't earn enough you don't make repayments, and if you don't pay it off after a certain number of years it gets written off anyway.'

The second part is something I've never heard since. I was in the first cohort that didn't have grants, think this was the late 90s? Was I lied to, or is this an obscure facet of the early loan system?

There's a table here with the ages at which various plans have the debt wiped

https://www.moneysavingexpert.com/students/student-loans-repay/

bessantj
Jul 27, 2004


Guavanaut posted:

Meanwhile Saskatchewan was actually run by socialists during the era where they created Canadian public health care, which was part of the package that turned them from a wasteland of the Great Depression into at one time the most prosperous province.

Then Wales needs 103 years of socialism with Saskatchewan characteristics.

Noxville
Dec 7, 2003

notaspy posted:

Your repayments don't stop once you have paid off the debt. You have to phone up and cancel the payments.

So many of my friends got caught out by that

I actually got a letter from them a year before mine was due to end, saying that I should call them up and switch to paying by direct debit rather than have it taken out of my pay to avoid this, thought they would have done this for everyone.

kecske
Feb 28, 2011

it's round, like always

there's specialist debt collectors for student loans now so given the trajectory of everything else I can imagine SLC stuff going to collections sooner or later

Bobby Deluxe
May 9, 2004

Getting kneecapped by big Dave because teenage me thought it would be cool to find out what a dialectical materialism is.

Paperhouse
Dec 31, 2008

I think
your hair
looks much
better
pushed
over to
one side

Private Speech posted:

That is really not very good, they might want you to pay some or all of it in a lump sum, possibly with additional interest. If you live abroad you are supposed to send them declarations of your income every year and as you said the payment thresholds depend on the cost of living in a given country, but are generally much lower than in the UK. All in all it's a giant pain to deal with, not the least because you also should have supporting documentation officially translated into English for each year (and/or each job change).

If you're lucky you might get away with it, but it's really not great.

e: Am posting this as someone who went through the process since I moved out of the UK after Brexit for a short while with an outstanding student loan.

From what I heard they sometimes send loan collection agencies after you, plus if you lie to them you might commit fraud.

I've seen some advice online that they might be able to arrange backpayment with you if you get in touch with them, but it's probably best to ask a specialist adviser or a lawyer (which I am not).

well crikey, that's put the willies up me. Appreciate the post though, will probably get my arse in gear now and hope they don't try to gently caress me too badly

Just did a bit of rough maths, and the amount I should have paid by now doesn't actually seem that bad. A bit of a chunk, but it's an amount I could comfortably pay in one go if necessary. That's without whatever interest there might be though

I think the process of getting it all sorted is going to be more of a hassle than the actual payment to be honest

Sad Panda
Sep 22, 2004

I'm a Sad Panda.

a pipe smoking dog posted:

lol so I decided to check just in case this had accidentally happened to me.

I think I might have paid it off before I hit 50 if current trends continue.

Better than me. My original loan (uni 2001-2004) was 9k. It's now 9500.

I got a second one of about 20k when I did teacher training 2018/2019. It's now 22k.

Perfectly content to leave it alone. The most annoying thing is that when they pushed up student fees to 3k from 1k, they also made that student loan wipe out much earlier. Mine wipes out at 65. Loans taken out in 2005 wipe after 25 years. My other one wipes after 30 years.

Sad Panda
Sep 22, 2004

I'm a Sad Panda.

Paperhouse posted:

well crikey, that's put the willies up me. Appreciate the post though, will probably get my arse in gear now and hope they don't try to gently caress me too badly

Just did a bit of rough maths, and the amount I should have paid by now doesn't actually seem that bad. A bit of a chunk, but it's an amount I could comfortably pay in one go if necessary. That's without whatever interest there might be though

I think the process of getting it all sorted is going to be more of a hassle than the actual payment to be honest

Definitely worth it. I was overseas for a good few years after uni and home got constant letters. Definite threat of problems if you ignored them. I sent them my wage slips from Japan and they said I had to pay about a tenner a month.

Failed Imagineer
Sep 22, 2018

OwlFancier
Aug 22, 2013

intent is stored in the sinuses

Just Another Lurker
May 1, 2009


Is his Loyalty Left or Right side affiliated?

Failed Imagineer
Sep 22, 2018

Just Another Lurker posted:

Is his Loyalty Left or Right side affiliated?

The larger loyalty lobe appears to be sinister

Failed Imagineer
Sep 22, 2018
PM Starmer gets a skinhead and is left with only Securonomics and Intent

OwlFancier
Aug 22, 2013

disco elysium sequel looking dire tbh.

Tijuana Bibliophile
Dec 30, 2008

Scratchmo

Private Speech posted:

But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break.

this simple trick gets your country out of its human rights obligations

human rights havers hate it

Tijuana Bibliophile
Dec 30, 2008

Scratchmo

Private Speech posted:

But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break.

*braverbrain intensifies* what if we proved to them that the UK was no better at respecting human rights than rwanda

Zephirus
May 18, 2004

BRRRR......CHK

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
:five::pusheen:

Failed Imagineer
Sep 22, 2018
Excellent, but imo one of those needs to be "father=toolmaker"

InspectorCarbonara
Jul 2, 2010

Evening, patrolmaaan.

Sad Panda posted:

Better than me. My original loan (uni 2001-2004) was 9k. It's now 9500.

I got a second one of about 20k when I did teacher training 2018/2019. It's now 22k.

Perfectly content to leave it alone. The most annoying thing is that when they pushed up student fees to 3k from 1k, they also made that student loan wipe out much earlier. Mine wipes out at 65. Loans taken out in 2005 wipe after 25 years. My other one wipes after 30 years.
Logged into the loan website for the first time and I’m glad I’m not the only one who owes more than it started at. The only way my loan is going away is when I reach the cut off age or die.

fuctifino
Jun 11, 2001

Just Another Lurker
May 1, 2009

Tijuana Bibliophile posted:

this simple trick gets your country out of its human rights obligations

human rights havers hate it

Ireland just declared the Uk a "safe country" last week for similar reasons. :rubby:

edit: Starmer needs some wet eggs on the brain. :D

Just Another Lurker fucked around with this message at 16:36 on May 6, 2024

Failed Imagineer
Sep 22, 2018

Before I realised it was a glass of whiskey I thought you had him fantasising about a tin of wood varnish, which kinda works as well

Adbot
ADBOT LOVES YOU

Z the IVth
Jan 28, 2009

The trouble with your "expendable machines"
Fun Shoe

This suggests that a precisely delivered Phineas Gage will turn him into an old socialist with a love of gardening and home made jam.

  • 1
  • 2
  • 3
  • 4
  • 5
  • Post
  • Reply