|
To Revive Wallet, Google Tries to Wrangle Unruly Partners Google Inc. is reaching for its Wallet to keep pace with Apple Pay, but differences in the two companies’ mobile businesses mean it won’t be easy. The Internet-search giant is trying to marshal an unruly coalition of device makers, wireless carriers, banks and payment networks to shape a new version of its Google Wallet payment service, in some cases by offering them more revenue. Google hopes to unveil the new service at its developer conference in late May, said people familiar with the matter. Google, however, exerts less control over the smartphones that use its Android mobile operating system than Apple Inc. does over its iPhones. Smartphone makers and wireless operators offer many flavors of Android devices, with different preloaded apps. Each player has its own priorities, and changes made on behalf of one player can inconvenience the rest. Further complicating Google’s task is that some of its “partners” have plans for their own payment services. Samsung Electronics Co. , the biggest maker of Android phones by number of units, plans to unveil its own payment service next month using technology from LoopPay Inc., a payments startup Samsung acquired this week. A person familiar with the Samsung-LoopPay deal said big smartphone makers envision few benefits from cooperating with Google Wallet. By contrast, Apple controls the iPhone’s hardware and software, giving it a big advantage. Apple Chief Executive Tim Cook said last week that Apple Pay was only possible because of this control. “Imagine trying to do this with several different companies,” Mr. Cook told an investment conference. “You’d be pulling your hair out.” Persuading Android partners and financial-service companies to support its payment service requires Google to “herd the many cats involved,” wrote Tim Sloane, a payments analyst at Mercator Advisory Group, in a January research report. “It’s a mess,” he added in an interview. Still, Google has to aim for success, because Apple Pay could become a draw for people to buy iPhones, instead of Android phones. Mr. Cook said last month that Apple Pay accounted for $2 of every $3 spent using contact-less payments on the largest payment networks. Apple Pay “has changed the dynamics” of mobile payments, said Marc Freed-Finnegan, a former Google Wallet executive who is chief executive of retail-technology startup Index Inc. “If payments become a standard feature of phones, Google has to have a service on a par with Apple or better.” A Google spokeswoman declined to comment. Omid Kordestani, Google’s chief business officer, told investors last month that Google is working on a “fully functional payment system” that goes “beyond just tap and pay.” Google launched Wallet in 2011, allowing owners of some Android phones to pay by tapping on retail checkout terminals equipped with a wireless technology known as near-field communication. But most large U.S. carriers refused to preload the Wallet app on their Android phones. They also blocked the service from accessing a chip that stored credit-card information, because they were working on their own payment service. In 2010, AT&T Inc., Verizon Communications Inc. and T-Mobile US Inc. formed Isis, later renaming it Softcard. The service failed to gain much traction, and Google is now in exclusive talks to acquire it as a key component of the revived Google Wallet, people familiar with the matter have said. The three wireless carriers are more willing to work with Google these days, because they get no revenue from Apple Pay, the people familiar with the matter say. Mr. Freed-Finnegan said that’s created an incentive for Google and the carriers to cooperate. “Certainly Apple isn’t working with the carriers,” he said. The three carriers and Softcard declined to comment. In talks with the carriers, Google is offering to pay them to feature Wallet prominently on their Android phones and is dangling the promise of more revenue from advertising tied to Google searches made on the phones, according to the people familiar with the matter. For Google, one big benefit of having a popular Wallet app would be the data it could collect on consumer purchases, which would give the company something besides website clicks to demonstrate the effectiveness of its ads. That could drive up ad prices, and carriers would share in the gains. Banks are playing their own waiting game, to see how many carriers and device makers cooperate. Hundreds of banks are participating in Apple Pay, but most are interested in reaching Android users too. Android smartphones accounted for 47.6% of U.S. smartphone sales in December, a fraction less than Apple devices, according to Kantar Worldpanel ComTech. Banks pay Apple a small fee for each transaction because Apple’s security measures reduce their fraud-prevention costs. Apple Pay users’ credit-card information is encrypted and stored on the phone, so merchants never see it. Google is talking to banks and payment networks, including Visa Inc. and MasterCard Inc., hoping for a similar deal, according to people familiar with the situation. Google’s situation is more complicated. In 2013, it eliminated a requirement that payment information for Wallet be stored in hardware, because the carriers had prevented Wallet from accessing the data that way. Its alternative, a software-based approach known as Host Card Emulation, may require banks to upgrade their antifraud systems. Mr. Sloane, the Mercator analyst, said the associated costs and disruption may make banks less willing to share fees with Google.
|
#
¿
Feb 20, 2015 02:12
|
|
|
|
| # ¿ May 18, 2024 15:21 |
|
|
It pisses me off that Apple can just go ahead and launch something, doesn’t give a F what the carriers say, and becomes market leader in NFC payments, while Google has to do all sorts of backroom deals that will no doubt end up screwing the consumer (knowing how the carriers think), just to be "allowed" to have a payments solution on the carriers’ networks. Whatever net neutrality rules are passed, they need to deal with these sort of shenanigans as well.
|
|
#
¿
Feb 20, 2015 18:37
|
|
|
LOL
|
|
#
¿
Feb 28, 2015 01:28
|
|
|
galaxy s6 keyboard
|
|
#
¿
Feb 28, 2015 01:28
|
|
|
|
|
#
¿
Feb 28, 2015 20:29
|
|
|
wireless charging is a mega fail and smythe and that other anroid guy got completely dumpstered the last time we had this debate in the old anroid thread
|
|
#
¿
Mar 1, 2015 22:11
|
|
|
i remember it because u and the other guy (starts with a D i think) got flamed hard for multiple pages
|
|
#
¿
Mar 1, 2015 22:16
|
|
|
the galaxy s6 is a demo for their components division. it uses their own processor to make sure the chip fabs are running at capacity and to get economies of scale for the apple orders
|
|
#
¿
Mar 1, 2015 22:33
|
|
|
idiotbitch posted:how do you use your phone while its laying on some wireless charger. sometimes I charge my phone and use it at the same time without interrupting my charging lol
|
|
#
¿
Mar 2, 2015 00:23
|
|
|
samsung's phone division exists only to minimize costs for the components division which is now the biggest profit center. samsung gets owned twice cause the more iphones sold means less sarnsung galaxies sold, but also because they're slashing prices on the components side to gain apple's business. this piece of news sent micron's stock tumbling when it first broke http://www.macrumors.com/2015/02/24/samsung-iphone-6s-dram-supplier/
|
|
#
¿
Mar 2, 2015 00:32
|
|
|
HAIL eSATA-n posted:wireless charging would be useful if it wasn't actually wire-is-one-inch-from-phone-now-i-guess charging, because that's awful and stupid, just like android
|
|
#
¿
Mar 2, 2015 01:47
|
|
|
Google Challenge to IPhone Reign Opens Platform Door for Toshiba *click*  hmmm
|
|
#
¿
Mar 4, 2015 04:04
|
|
|
whatever happened to the latest android tv initiative. is it dead already
|
|
#
¿
Mar 4, 2015 04:26
|
|
|
Samsung’s Novel Smartwatch Strategy: Don’t Release Anything Since Samsung Electronics released its first smartwatch in September 2013, it has been nothing but relentless in putting its stamp on the nascent market for wearable devices. In the one year since the release of that Android-powered smartwatch, the Galaxy Gear, Samsung has released no fewer than six smartwatches. So Samsung’s keynote address at Mobile World Congress here is notable for what isn’t being launched alongside the Galaxy S6: a smartwatch. Samsung executives won’t confirm or deny the notion, but it just might have to do with that other smartwatch about to hit the market — Apple ’s eponymous debut smartwatch, announced last September and set to begin shipping next month. But fear not, smartwatch aficionados. Samsung isn’t sitting still. In an interview, Young-hee Lee, an executive vice president who oversees Samsung’s mobile marketing efforts, says that the company is “working on it,” with an eye on what she called product “perfection.” “We’ve been introducing more devices than anybody else,” she says matter-of-factly. “It’s time for us to pause.” Lee added: “We want a more perfect product.” While the market awaits perfection, those hankering for new smartphones won’t have to look too far. In addition to the Apple Watch, a number of Samsung’s handset rivals, incuding LG Electronics and Huawei Technologies are on deck with their own offerings.
|
|
#
¿
Mar 6, 2015 08:51
|
|
|
LOL code for we can't follow apple into this new category because of the ladder they've pulled up behind them
|
|
#
¿
Mar 6, 2015 08:52
|
|
|
the flame thread is garbage (USER WAS PUT ON PROBATION FOR THIS POST)
|
|
#
¿
Mar 6, 2015 09:43
|
|
|
lmao Google’s Android to Take On Facebook in Virtual Reality Secret team at search giant working on new version of popular OS for virtual reality Google Inc. wants Android to be the operating system for virtual reality. In the wake of Facebook Inc. ’s $2 billion purchase of Oculus VR, Google has assembled a team of engineers to build a version of the Android operating system to power virtual-reality applications, according to two people familiar with the project. Those people said Google has “tens of engineers” and other staff working on the project. Google plans to freely distribute the new operating system, they said, mimicking a strategy that has made Android by far the most popular operating system for smartphones, powering more than one billion phones. A version of Android for smartwatches has been less successful so far, with devices using it registering few sales.
|
|
#
¿
Mar 7, 2015 03:18
|
|
|
LOL http://techcrunch.com/2015/03/17/app-submissions-on-google-play-now-reviewed-by-staff-will-include-age-based-ratings/
|
|
#
¿
Mar 17, 2015 20:28
|
|
|
google apes the walled garden that anroid dweebs said was evil
|
|
#
¿
Mar 17, 2015 20:29
|
|
|
Cocoa Crispies posted:http://www.androidpolice.com/2015/0...rmware-updates/ lmao
|
|
#
¿
Apr 22, 2015 01:04
|
|
|
PleasureKevin posted:Though the affected phone makers have tried to separate and encrypt the information in a separate secure zone, it’s possible to grab the biometric data before it reaches that protected area and create copies of people’s fingerprints for further attacks, said Tao Wei and Yulong Zhang from FireEye. holy
|
|
#
¿
Apr 22, 2015 01:17
|
|
|
lmao "buttery smooth" *phone lags like a huge piece of poo poo*
|
|
#
¿
Apr 23, 2015 06:48
|
|
|
Google says it has seen a ‘decline in Nexus’ during recent months http://9to5google.com/2015/04/23/nexus-decline/ lol
|
|
#
¿
Apr 24, 2015 01:48
|
|
|
Sony offered James Bond star Daniel Craig a $5 million fee to put the forthcoming Sony Xperia Z4 smartphone in the forthcoming film Spectre, but Craig and Spectre director Sam Mendes resisted because "James Bond only uses the 'best.'"
|
|
#
¿
Apr 24, 2015 02:20
|
|
|
yea its true lol. isnt spectre a sony movie too http://www.businessinsider.com/sony-offered-daniel-craig-5-million-to-put-their-smartphone-in-james-bond-spectre-2015-4 imdb says sony is the main distributor lol cremnob fucked around with this message at 03:25 on Apr 24, 2015 |
|
#
¿
Apr 24, 2015 03:22
|
|
|
Samsung's financial results continued to take a hit in the first quarter as the company battled tough competition in the smartphone market. The South Korean electronics giant -- which makes everything from smartphones and TVs to memory chips and displays -- on Tuesday reported March quarter sales and operating profits largely in line with its estimate earlier this month. Sales dropped 12 percent from the previous year while Samsung's operating profit fell 30 percent. A 30 percent decline in operating profit isn't minor, but it's a smaller drop than what Samsung has posted in previous quarters -- 36 percent in the fourth quarter and 60 percent in the third quarter. "Earnings improved due to more efficient management of marketing expenditures, expanded sales of middle-end smartphones including the Galaxy A Series, and a strengthened premium lineup following the introduction of the Galaxy S6 and S6 edge," Samsung said in a press release. Still, Samsung's IT and mobile business recorded a 57 percent year-over-year drop in operating profits, compared with a 64 percent decline in the fourth quarter and a 74 percent tumble in the third. (USER WAS PUT ON PROBATION FOR THIS POST)
|
|
#
¿
Apr 29, 2015 01:15
|
|
|
|
|
#
¿
Apr 30, 2015 17:10
|
|
|
https://www.youtube.com/watch?v=IlUPM7s_7_8&hd=1
|
|
#
¿
May 1, 2015 22:57
|
|
|
we are digital craftsmen. we are samsung
|
|
#
¿
May 1, 2015 22:58
|
|
|
|
|
#
¿
May 2, 2015 19:19
|
|
|
 
|
|
#
¿
May 4, 2015 23:16
|
|
|
eric posted:Hi Larry! Thanks for participating in YOSPOS but could you find a new gimmick? We already have a few self hating fat IT workers that totally don't care about YOSPOS but spend a lot of their time insulting everyone here. lmao
|
|
#
¿
May 5, 2015 17:49
|
|
|
http://www.woot.com/offers/motorola-moto-360-leather-smart-watch lol
|
|
#
¿
May 18, 2015 09:59
|
|
|
butt dickus posted:https://www.youtube.com/watch?v=wB6MId15cpo Jesus
|
|
#
¿
May 26, 2015 17:46
|
|
|
https://www.youtube.com/watch?v=itvYetQEpjM
|
|
#
¿
Jun 5, 2015 03:01
|
|
|
HTC introduces a 24-karat gold One M9, takes its photo with an iPhone
|
|
#
¿
Jun 5, 2015 18:45
|
|
|
literally lol'd when i read that. those are my favorite kind of anroid lulz. its funny every time
|
|
#
¿
Jun 5, 2015 21:31
|
|
|
eric posted:Wasn't HTC supposed to be the new android darling since samsung copied crapple and stopped including sd card slots on the galaxy? Help This Company
|
|
#
¿
Jun 12, 2015 00:07
|
|
|
just like anything google does, android one turned out to be a failure http://recode.net/2015/06/11/beset-with-failures-google-tries-to-breathe-new-life-into-android-one/
|
|
#
¿
Jun 12, 2015 19:56
|
|
|
|
| # ¿ May 18, 2024 15:21 |
|
|
DaNzA posted:blame tsmc and their bad 20nm never heard about this
|
|
#
¿
Jun 12, 2015 23:41
|
|