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*phone rings* *dummy me, expecting it to be the call from the doctor I was expecting*: "Hello?" "Hi, I'm Joe Schmoe from rear end in a top hat Realty. Is this Kreeblah?" "Yes it is, and I'm not interested in selling." *line goes dead*
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# ¿ Apr 22, 2022 19:01 |
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# ¿ May 11, 2024 09:37 |
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Ammanas posted:yeah youre priced out of a home, save diligently for retirement and marry a high earner. You say "retirement" like that'll ever be a real option for anybody currently under the age of like 60.
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# ¿ Apr 22, 2022 19:52 |
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Lacrosse posted:- commercial real estate had a slow start to the year but they expect it to get better with companies forcing return to office plans What's the plan for when employees tell them to gently caress off and quit instead? Or are they still stubbornly assuming that labor is an infinite pool to draw from?
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# ¿ Apr 23, 2022 20:33 |
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bawfuls posted:In my very limited anecdotal experience this has been the case. In early March we offered 20% over asking on a house which needed significant work to be livable. There were 16 other bids and they informed us they weren't even interested in our second offer unless it was all cash. I'm pretty sure that's how I got my condo in 2018. My offer was not the highest offer (by a really wide margin, too; I want to say, like . . . $25k?), but the name on the higher offer sounded like an institutional investor. The seller asked me if I could come up a bit ($5k), and then took my offer instead. I strongly suspect it's because the seller knew I was actually gonna live here instead of just flipping the place or putting it up on AirBNB. In the end, I paid $325k for what the seller had paid a bit over $100k for several years prior, and a nearly identical unit just sold for $525k a few days ago. This whole situation is hosed. None of this is even remotely sustainable. Edit: To be clear, while I'm really glad I have this place, it's not exactly a place I'd want to be forever. But I also don't see that changing with how loving insane prices are. As much as this thing's appreciating, everything else around here is going up even more. Kreeblah has issued a correction as of 21:50 on Apr 25, 2022 |
# ¿ Apr 25, 2022 21:23 |
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The OG name is better: Coffin homes https://www.youtube.com/watch?v=jr9XRmWNpfw
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# ¿ May 4, 2022 21:49 |
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euphronius posted:it is a 30 year loan op I'm just glad that as hosed as the US is, we're not one of the countries that has poo poo like a 30-year payoff schedule where you have to renew the mortgage terms every five years or whatever at current market rates (and if nobody will give you a re-up, you have to come up with the full balance immediately).
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# ¿ May 5, 2022 20:18 |
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euphronius posted:“we “ do have adjustable rate mortgages they aren’t very popular atm Yeah, people can get ARMs, but they don't have to go through a new qualification period every few years.
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# ¿ May 5, 2022 20:21 |
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AnimeIsTrash posted:Would be nice to have both healthcare and a community doctor. And an education system that people actually care about.
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# ¿ May 26, 2022 21:29 |
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The thing that really depresses me about the Puget Sound light rail poo poo is the station by me is finally going to open in a couple of years, and now there's a loving airborne virus that I have to make sure I take precautions about when doing things like riding public transit. And that's without even considering the lovely loving history behind rail around here. Back in 1968 and again in 1970, a bunch of assholes around here turned down nearly a billion dollars in federal funding for a subway because taxes would have gone up a tiny little bit to pay for our part of the construction. So Atlanta got it instead. In the same votes, they decided it would be a good idea to use public money to fund this loving thing which was demolished more than 20 years ago (so, less than 30 years of use), with the public bonds used to finance it only being paid off just a few years back.
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# ¿ Jul 28, 2022 08:26 |
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Maxwells Demon posted:My mortgage was sold to this company back in Nov 2020. They are a collection of idiots and I have no idea how to get away from them. I had the same experience when they bought my mortgage. I ended up telling them to gently caress off by refinancing, but that was back when that actually made sense to do.
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# ¿ Aug 17, 2022 02:19 |
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PawParole posted:https://mobile.twitter.com/adam_tooze/status/1566025716138901504 My place looks to have dropped almost 10% in the last month. It's still nowhere near enough of a drop, but it's more than I expected to see here (Puget Sound area). Maybe it'll continue and I'll actually be able to afford to move to a bigger place or something.
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# ¿ Sep 8, 2022 07:02 |
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It's interesting because with everybody who was lucky enough to buy a home (well, that needed to get a mortgage for it, anyway) having locked in crazy low rates just a year ago, the only people who are willingly selling in a time of falling prices are people who really need to sell, which is probably gonna push prices down even further. Eventually, I'm sure we'll see another Blackrock scooping them all up on the cheap and loving everybody else over, but for now, poo poo's gonna probably get pretty wild.
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# ¿ Sep 24, 2022 04:43 |
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Paradoxish posted:Yeah, people treating home prices as the only component (or even the most important one) for affordability is very frustrating. That reminds me of a really good video on that topic I saw a couple months ago: https://www.youtube.com/watch?v=PkJlTKUaF3Q
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# ¿ Sep 25, 2022 01:25 |
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H.P. Hovercraft posted:lol i just remembered that hip new fad of landlord tipping I flat-out refuse to believe that that's a thing that normal people are doing, rather than a few dumbasses somewhere who think it does anything but tell their landlords that there's still some blood left in the stone, plus a bunch of pro-landlord rags trying to gaslight everybody else into it. There's just no loving way.
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# ¿ Sep 28, 2022 08:03 |
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Get hosed, assholes.
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# ¿ Oct 12, 2022 00:36 |
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The Oldest Man posted:The thing I find most irritating about the flipper aesthetic is the same thing I find irritating about new cars. They push materials choices (marble countertops vs shiny black plastic finishes) that look good once, for like a minute, just long enough to sell the product. Then they go completely to poo poo as soon as you use them in the real world. It's maddening that that's where the money goes. Also, everything's greyscale. I've seen photos of flipper houses before that have taken me a few seconds to realize were shot in color.
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# ¿ Oct 19, 2022 09:13 |
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spacemang_spliff posted:a year or so ago my mom sold the house we grew up in because it was basically too much house for her and my step dad, they couldn't maintain it and couldn't really afford it. some house flippers offered to buy it as is. it's up on zillow now and goddamn it looks like poo poo. No lovely barn door bullshit. 3 painted-over black mold patches out of 5.
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# ¿ Oct 28, 2022 19:05 |
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https://twitter.com/etienneshrdlu/status/1135855628755329024
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# ¿ Jan 9, 2023 04:43 |
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The Oldest Man posted:um excuse me but i need my home to keep appreciating in value otherwise i cant continue using my heloc to make the margin calls on my 10x levered nft calls 10x? You're leaving money on the table. Real investors go 200x. Enjoy being poor. Hey, where did all my money go?
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# ¿ Jan 17, 2023 19:23 |
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Failson posted:Someone talk me out of Rutland, VT, again. Please: I love the shot of the back of the weird makeshift closet thing (I think?) in the photo of the pink room.
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# ¿ Feb 9, 2023 21:38 |
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Minecraft Holmes posted:retirement plan maybe? COVID's still obliterating healthcare employees' morale. It's been hitting nursing staff harder than doctors, but even some doctors are throwing in the towel. I really would't be surprised if we do start seeing a lot more doctors retiring early at some point.
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# ¿ Feb 10, 2023 04:16 |
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BIG-DICK-BUTT-gently caress posted:All the healthcare workers I still talk to are huge on the FIRE thing, getting in on rental properties is totally unsurprising. Physicians still make a ton of money but it’s a far cry from the living their professors/parents enjoyed. A lot of the FIRE folks I've ever seen are loving psychos (I mean, I get not wanting to be forced to sell your labor, but some of these people's brains are seriously broken), so if medical folks are getting into it, I guess that tracks. Willa Rogers posted:non-paywalled Huh. I wonder why that could be.
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# ¿ Feb 10, 2023 18:20 |
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https://www.usatoday.com/story/money/personalfinance/real-estate/2023/02/09/not-making-100-k-housing-markets-out-reach/11218849002/
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# ¿ Feb 11, 2023 02:45 |
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i say swears online posted:sub-3% is pretty good, was there any time in the last few decades it was below that??? No, and I'm clutching onto my 2.75% fixed rate for dear life. Wraith of J.O.I. posted:can't ever refi if you're locked in at a record low rate Or move. I'm gonna be here for a long, long time.
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# ¿ Feb 21, 2023 22:23 |
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Pittsburgh Fentanyl Cloud posted:lookit this fuckin place And $205/year in property taxes because they're still assessing it at a mid-90s valuation. Jesus, that's cheap. Is Pittsburgh one of the places that reassesses on sale?
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# ¿ Feb 22, 2023 05:51 |
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i say swears online posted:recent price cut! At least it's still possible to buy cheap housing stock in the middle of an ecological disaster zone. Think of the passive income opportunities! Edit: Love the 25-year-old hot water tank.
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# ¿ Feb 27, 2023 23:58 |
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quote:"A lot of people talk about, 'Well, rents have hit a ceiling. There's only so much people are willing to pay,'" said Jon Leckie, a researcher for Rent, a platform that helps landlords market their properties. "The way I look at it is we've set a new floor."
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# ¿ Feb 28, 2023 10:15 |
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Joementum posted:Ideally they'd knock down the Catholic school right behind it to put in the apartments and then adjust the property taxes back up to the $45k they should be paying. Just use eminent domain to seize their house, and do the same thing to any NIMBY who objects to denser housing. Suddenly they're not local voters any more and there's another parcel to turn into a park or combine with other parcels for more dense housing or something.
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# ¿ Feb 28, 2023 21:02 |
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Gunshow Poophole posted:keep it up, guy!! you can do it!! you're like motherfuckin Gandhi! Maybe we can convince landlords that self-immolation is the key.
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# ¿ Mar 1, 2023 22:00 |
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Pulcinella posted:Also, in Texas it is illegal for a school district to negotiate with a teacher’s union. So, uh, what do teachers' unions actually do there?
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# ¿ Mar 5, 2023 19:38 |
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Pittsburgh Fentanyl Cloud posted:This is a real description that someone wrote for a real house for sale. Let's see here. Listed for 4x what it was bought for two years ago. Boring, grey poo poo interior. Cheapass hanging light fixtures that are basically a few bits of wire around a bare bulb. Cheap stainless steel appliances. A deck made of unfinished wood. More contractor-grade garbage in the bathrooms (tub, toilet, sink, etc.). Dark metal fixtures to offset the light greys, but without using color in any way. A railing around the stairwell in the attic that looks like it might be warping in places. A majestic view of a mine or something off the deck. Conveniently nestled between two houses which look as poorly-maintained as this one probably is. Needs more barn doors.
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# ¿ Mar 8, 2023 20:00 |
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Ice Phisherman posted:cartel poo poo Yeah, a bunch of 'em use one of those software packages that recommends pricing in order to pretend that they're not colluding.
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# ¿ Apr 17, 2023 08:50 |
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Why.
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# ¿ Jun 17, 2023 19:45 |
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I guess I haven't seen anybody psychotic enough to install a barn door as their front door, but I'm sure it's coming. e: Never mind. I had too much faith in humanity. Kreeblah has issued a correction as of 19:57 on Jun 17, 2023 |
# ¿ Jun 17, 2023 19:55 |
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Seriously, . HGTV is loving brain poison.
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# ¿ Jun 17, 2023 20:04 |
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Crusty Nutsack posted:that one looks like it's photoshopped on. I'm not sure if that's even sadder than that existing It does, but it's one of the suggested uses for this thing at Home Depot, so somebody's probably actually done it.
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# ¿ Jun 17, 2023 22:56 |
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# ¿ May 11, 2024 09:37 |
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https://therealdeal.com/la/2023/10/04/brentwood-airbnb-tenant-wont-leave-or-pay-rent-for-months/ This is hilarious. Somebody stayed at an AirBNB and managed to get legally classified as a tenant. And since the owner is an opportunistic leech, poo poo's not up to code, which means she got a judge to agree that the owner can't evict her. And since she's a tenant of her own building, the judge also said that rent-control laws apply, which apparently makes her rent zero. Meanwhile, she's not letting the landlord in to make changes to get things up to code, so the city's fining him for leaving things unfixed.
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# ¿ Oct 5, 2023 09:05 |