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I remember reworking the text scroll from the Butcher quest-giver in Diablo to fit the "scammed by the dealership" complaint. Sadly, the image from the original thread has been lost to time.
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May 2, 2017 14:47
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Leon Trotsky 2012 posted:We had somebody quit today because they were moving in a couple of months with their husband. I disagree with her decision, but I must point out that it's almost certain that the pension plan does not mean you get a full 50% benefit for a mere ten years of service. If it's anything like other plans, she would get a fraction of the 50%, and perhaps even that would be reduced further due to not working the full 30 years or so. "Vested" just means that you get the benefit of the pension plan. It doesn't mean "full pension benefits have been earned." If ten years meant a 50% pension down the line, every Tom, Dick, and Harry would go somewhere else after ten years. If your plan gives full benefits after ten years, let me know so I can sign up. e.g. Suppose I am vested in a government pension with ten years of service. I get 10 × 1.7% of my best 3-year average, or 17%. Since I don't have 30 years (full term of service), I get only 70% of that 17%, which is roughly 12%. If I were on $30k/year, that would be $3,600/year once I hit retirement age. Still a dumb thing to give up, I agree, but it's not $15k/year. I admit I don't know the terms of your pension. I'm not saying it's impossible. Just that I would be floored if the pension scheme were actually structured in that generous manner. LLCoolJD fucked around with this message at 16:22 on May 3, 2017 |
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May 3, 2017 16:19
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Leon Trotsky 2012 posted:Under the old plan, you are vested after 10 years and get full benefits after 15 (if you're older than 60) or 20. They did away with that plan, but she was grandfathered in. The new plan is much less generous, but still pretty good. Holy poo poo that's a drat good plan.
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May 3, 2017 16:54
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I have a channel on YouTube with over 1 million views, and it has earned several hundred dollars over a couple of years. I haven't posted a video in over a year. It has paid for a nice microphone, mic amp, and video capture software license, with cash to spare. I already had access to Adobe Suite so that was an expense avoided that the "career YouTubers" need to pay. There is no way in hell it's an efficient profit generator for anyone but a tiny outlier segment. For extra money, I'd have been better off working at Starbucks. The video editing/production part of it was fun, but it horrifies me that there are kids pursuing this instead of a real career. There is practically no barrier to entry, the future viability is uncertain, and the payouts are small. Fun hobby, extremely BWM career/job.
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May 4, 2017 18:09
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https://www.rvtrader.com/dealers/North-Trail-RV-Center-736402/listing/2017-Newmar-Dutch-Star-4369-121860900 $458,000 MSRP. Car equity? How about RV equity?
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May 6, 2017 20:25
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A little old, but still good: http://www.mirror.co.uk/news/uk-news/woman-bets-whopping-223000-hillary-9049272
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May 7, 2017 14:08
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I assume most of us have seen the unapologetic stock market dice roll subreddit, but if not: https://www.reddit.com/r/wallstreetbets/ KYOON GRIFFEY JR posted:in the ultimate irony horses become GWM I legit chuckled. If horses ever become GWM there won't be any internet forums for the I Told You So posts, though.
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May 8, 2017 01:13
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The social network sales that rely on emotional blackmail are the worst. I've been above the fray on it but man it's all in such bad taste. It's like kids going door-to-door selling overpriced catalog items, except grown-ups are doing it.No Butt Stuff posted:what a
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May 8, 2017 20:43
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Leon Trotsky 2012 posted:They hired the 2nd choice an hour later. It sounds like you dodged a bullet, but I think the real story here is that this snowflake was somehow the top choice. 
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May 9, 2017 16:56
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 Total price: $1,949.35 
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May 10, 2017 04:34
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Devian666 posted:Parents lend daughter $368,000. It sounds like it took a number of loans over a number of years to get to that point. I know it was their child, but you should probably stop throwing good money after bad well before you hit $368,000. quote:This article has more details about Johnny Depp's money issues. In all fairness, if I were Johnny Depp, I might have a month or two like that.
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May 11, 2017 01:59
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BloodBag posted:How big of a bloodsucking entourage does Johnny Depp have that he can blow through $30k in wine a month? Didn't Yes. quote:Originally having an estimated net worth of over $33 million according to Forbes magazine ... Hammer ultimately became $13 million in debt. Also: http://www.cnn.com/2009/SHOWBIZ/11/17/nicolas.cage.lawsuit/ quote:Nicolas Cage brought about his own financial ruin with a spending spree that included two castles, 15 palatial homes, a flotilla of yachts and a squadron of Rolls Royces, his former business manager said.
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May 11, 2017 18:25
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golden bubble posted:I can't find the interview at the moment. But there was one philanthropist who said the worst part of giving away hundreds of millions was watching his name fall off of the Forbes billionaires list. Even though the philanthropist knew they enough money for them and all their decedents, they still felt terrible about dropping off the Forbes high score list. Because at some point, the only things left to buy are dick-waving status and private armies, and private armies are so Early Modern. http://gulfelitemag.com/the-fabulous-life-of-saudi-billionaire-prince-alwaleed/ Forbes was sued for defamation because of it!
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May 12, 2017 18:56
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Volmarias posted:No, just the opposite. 
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May 12, 2017 19:41
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The two Vancouvers are too close together. https://www.reddit.com/r/personalfinance/comments/2us77l/i_lost_half_of_my_life_saving_trading_stocks_and/ quote:late November I started dailytrading stocks, and now after 3 months I have lost more than half of my life savings, the total loss is like $7872.(which is like 70% lost of my life savings) Maybe a repost, but a good reminder that people with no knowledge about investing shouldn't "manage" their own stock trading.
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May 12, 2017 23:16
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Thank you for your contribution, that was a good story. Other than being irresponsible with money, the Reddit poster's parents are apparently also bad at preparing real estate for sale: quote:Going to be quite frank, the old house was ugly and in disrepair. Very ugly. Surprised it even sold.
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May 14, 2017 12:01
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Jeffrey of YOSPOS posted:The expression, "the macaw in the macaroni" is still used idiomatically in some parts of northern Italy to refer to any sort of early warning system. One particularly successful bird vendor grew rich and became known in those parts as "the Teflon Don" which an expression still in use today. ranbo das posted:I just found out my grandmother managed to turn $1m in 1994 dollars into $500k of today dollars. I'm going to go out on a limb and guess that your grandmother did not generate the initial million.
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May 15, 2017 00:53
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Area ROTC gets 7% returns! Banks hate him! <click for article>
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May 15, 2017 20:27
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 Now there's a face you can trust.
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May 16, 2017 21:26
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SCA Enthusiast posted:Then again I recently learned that its never been a "health violation" to be barefoot in a grocery store either, and I was always told that as well, so I don't know what's true except that US law is confusing and stupid. When grocery shopping with my wife, I've been asked every now and then for my wife's ID even after providing my own to buy alcohol. They claim that state law requires it (it doesn't). BWM by trying to curtail sales of alcohol through ignorance of the law.
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May 18, 2017 15:56
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Noctone posted:When I worked at a grocer in Nebraska we were always told we had to ID anyone who touched or talked about the alcohol being bought. Always was curious if that was actually the law or just a CYA type of thing. That'll be a state-by-state thing. Plus, the store may enforce its own additional sales policies.
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May 18, 2017 16:03
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I am on the cusp of taking Silicon Valley by storm. If you have any doubts, read this letter I sent my mommy and daddy.
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May 22, 2017 15:20
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KingSlime posted:Loosely related but trying to "business talk" potential clients or collaborators that are smarter than you is bwm. If you're gonna try to talk to me or butt into my convos uninvited and unsolicited, you have to actually say something. I have learned that there are only two real emotions in life: love and anger. Life is not as complicated as people make it out to be as long as you’re not lazy. Life is actually very simple. We are always mentally at either peace or war. You show love to your friends in peace and anger to your enemies in war. That’s it. Peace or War.
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May 23, 2017 23:28
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Hargrimm posted:Sleep nice and cozy in your big pile of mildew Almost as bad as basement pool:  Inept posted:Yeah it's almost like abuse fucks with people or something In all fairness it's not clear whether the mother is taking advantage of her child or merely offsetting the cost of supporting a shiftless, MMO-addicted manchild.
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May 30, 2017 21:27
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Bob Barker's Beauties on The Price Is Right have had more luck protecting their interests than NFL cheerleaders, but I suspect that many of them (the NFL cheerleaders) still do alright. Former Virginia Governor McDonnell is married to a former Redskins cheerleader. On topic: they were prosecuted in federal court for being BWM/ethics!
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May 31, 2017 23:19
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529 plans are awesome, but what if your 4-year-old daughter needs tumbling lessons, tumbling gear, and designer doll outfits?Uterine Lineup posted:BWM Bingo Alert: Family members involved in MLM scheme I don't endorse the snake oil product or the disgraceful behavior of those women, but gut health is pretty drat important to more than just your digestion.
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Jun 1, 2017 03:14
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http://www.latimes.com/politics/ess...-htmlstory.htmlquote:“If we cut every single program and expense from the state budget and redirected that money to this bill, SB 562, we wouldn’t even cover half of the $400-billion price tag.”
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Jun 2, 2017 04:39
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An outspoken liberal friend of mine recently posted a "rich get richer" envy article railing against the benefits homeowners receive through the mortgage interest tax deduction. The article featured hard-up Americans who had to rent and who lacked the "wealth" to buy a home and the benefits that come with it. Of their limited number of examples, one was a janitor with four kids and a stay-at-home wife. Another was an ex-con with a robbery conviction.
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Jun 2, 2017 18:57
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 No comment needed? Eldred posted:Is this the article you're talking about? https://www.nytimes.com/2017/05/09/magazine/how-homeownership-became-the-engine-of-american-inequality.html Yes, that's the one. Complaining about the mortgage interest tax deduction that helps homeowners afford maintenance costs on their home seemed like a silly target to be aiming for. Senor Dog posted:I respect the trolling but dude this thread has enough politics derails as it is In and of themselves those two posts presented "bad with money" decisions (e.g. "I was convicted of robbery, and shockingly now I am in an economic pit!"). But I see your point and will dial it back a bit from here on out.
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Jun 2, 2017 23:48
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AreWeDrunkYet posted:The mortgage interest rate deduction is a handout for the relatively wealthy, and is far larger than welfare and food stamps combined. There's a huge difference between not taxing someone for something and giving free things away to people. To put it in the parlance of this thread, it is the difference between giving someone a free horse and refraining from taxing a horse owned by someone who paid for it in full with their own bad-with-money fund.
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Jun 3, 2017 00:31
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Coca Koala posted:You want bad with money? Here's bad with money. “It turns out when you put soup and grilled cheese together, it’s really wonderful,” Kaplan informed his audience, as if divulging a trade secret.
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Jun 3, 2017 12:05
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I would think that a car-themed YouTube channel would be even worse than a video game channel. The reason being that for cars you have to attend shows, etcetera. That requires travel and expenses. Without any knowledge of automotive engineering, I really don't see what he can contribute either. It's a low barrier of entry system and it is in my opinion a very dangerous pipedream for a lot of young men. Barry posted:Slightly different type of BWM. If I read that correctly, some college kid dismissed his father's plans for the money because of his father's "narrowed experiences." That's quite rich, don't you think? I love how that's followed with a request for an 18% annual return.
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Jun 5, 2017 23:48
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"my dad's loans" "his mistake" What part of "unenforceable" does this knucklehead not understand?
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Jun 12, 2017 17:55
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22 Eargesplitten posted:Just because it's not legally unenforceable doesn't mean it's not extremely lovely to say "Hey, I'm paying most of your loans," then "I'm paying half of your loans," then "I'm going to pay the absolute minimum I can on your loans and also pay late so your credit gets hosed," to "I'm done paying your loans." He's never going to win father of the year, but he warned her years in advance that this would happen, plus he has cancer. It's not a great thing to break a promise to your child, but he still paid $500/month for years. Not every dad does that. Yet she calls them "his loans" and seeks gratitude for paying for her own degree. The fact that she is looking at $500/month cars tells me she feels too good for a $20,000 or less vehicle. She needs to suck it up and move on.
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Jun 12, 2017 20:56
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Tiny Brontosaurus posted:What do you suppose this thread's response would be if someone posted "I consigned for a loan and I want to stop paying it"? Probably favorable, if accompanied by "a judge ruled that the agreement to pay was unenforceable."
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Jun 12, 2017 21:46
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I know you're being facetious. Cue an outraged John Oliver proselytizing his audience with clips of Congressmen shown to have investments in debt collection companies.
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Jun 13, 2017 14:59
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ate all the Oreos posted:I don't want to turn this into a John Oliver derail but I'm real curious because I've met a lot of people who find him insufferable and I'm wondering like, how would you set up a show that does a similar thing (draw attention to a different topic each week about how poo poo's hosed, in a way that's entertaining rather than serious so The Darn Millennials will actually watch it) that wouldn't come off as "preachy"? Like I get why people hate John but I think the idea for the show is pretty good / important and i'd like to know if there's a better, uh, "version" of it out there or if one could even be made? He can get so partisan and sanctimonious that it really is off-putting. I want to hear funny jokes (he can be truly hilarious), not some far left inquisitor shrieking at the camera. His is one of those shows where I feel the audience is waiting to find out if they're part of the group being mocked before they join in and laugh. 22 Eargesplitten posted:When I was planning our wedding, I saw an article on The Knot about 5 things your fiance will do. One was balk at the prices, and the article said you needed to have other quotes ready to demonstrate that $5,000 is actually a good price for a wedding cake. The Knot strikes me very much as the keeping up with the Jones's of the wedding world. Middle-class brides want to pretend for a day that they're (very) upper middle class. Social media peer pressure really leads to BWM decisions. That being said, wedding work can carry lots of overhead, is time consuming, and is not necessarily the license to print money you might assume, although admittedly a lot of money does change hands.
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Jun 13, 2017 18:12
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quote:I came from a well-off segment of society (compared to most the world, anyway) I would never have guessed! quote:
He's still talking to his mom, apparently.
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Jun 14, 2017 03:01
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monster on a stick posted:Bitcoin ponzi schemes, amazing! Being "introduced to a bitcoin trader" is a great line. Forget your bank or a brokerage, just give some random dude your money and market-busting returns are yours. All of these scams play off of dumb greed.
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Jul 3, 2017 02:50
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Solice Kirsk posted:"Invest in rest." Mattress futures my friends. SCSS gamblers from 2008 are sleeping soundly.
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Jul 15, 2017 15:49
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