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canyoneer
Sep 13, 2005


I only have canyoneyes for you

Teeter posted:

I caught this gem in an article about an Uber driver arguing with their CEO after giving him a ride.


Yes, let's take out a nearly 6-figure loan in order to become a chauffeur then blame the CEO when plans don't pan out!

Uhh, to drive for Uber Black you have to do what that dude did and buy a late model luxury car, that's the price of entry. I'd never do it because I wouldn't rely on those promises for my income.
And he's complaining to the CEO that he was swindled by the company, because they cut fares to where he can no longer make money. A fair complaint, and directed specifically at the guy who runs the organization responsible.

The CEO is essentially saying "you got hustled, take responsibility for your own life" :capitalism:

Nail Rat posted:

He's an idiot, but the Uber CEO is still a piece of poo poo and Uber is a terrible company taking advantage of poor people who are desperate.

Also, :lol: at "two female friends."

Reminder, this is the guy who called Uber "Boob-er" because he gets so much tail when people find out he's the Uber CEO :pervert:

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canyoneer
Sep 13, 2005


I only have canyoneyes for you

NancyPants posted:

Yup. He loves it.





Bad With Money - Bag Reviews ITT

Get him a blue Ikea bag and better games.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

potatoducks posted:

She doesn't look fat in her profile picture. If she can afford it, whatever. I would rather pay $40 than brave LA rush hour traffic.

The article still sucks though.

The funniest part is that they were getting food delivered from a place that was like, 300 yards away.

Leon Trotsky 2012 posted:

You left out the worst part to me. Two of the places she regularly ordered from were literally down the street. :psyduck:


canyoneer
Sep 13, 2005


I only have canyoneyes for you

GoGoGadgetChris posted:

I worked in retail and $2s were a huge bitch because my cash tray has slots for 1, 5, 10, 20, and 100s so where the hell am I supposed to put this monopoly money you big grinning weirdo nerd

Under the tray or under the hundreds, this is a solved problem

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Motronic posted:

Seriously - I was wondering where this happened that made it notable. This is literally Werner Vogels reInvent keynote outfit like every year, with the t shirt often being something like a hammered old alice in chains concert shirt.

Think outside the man in the box

canyoneer
Sep 13, 2005


I only have canyoneyes for you
I show up to discuss all business, including job interviews, on horseback and stay mounted for the duration of the negotiation.
It's part of my Hun culture and I demand this accommodation.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

NancyPants posted:

...does that tie really match that suit? I'm usually good at this but I am completely bewildered.

You can match either the suit, the coat, or both.

canyoneer
Sep 13, 2005


I only have canyoneyes for you
Is fiancee also in a job that has limitations on jewelry? Consider that in your ring design if so.
I know of a number of people in medical jobs who swapped out their big honkin' pointy rock of a ring for something lower profile, so they could wear it underneath gloves. Not being able to wear it at work where you spend half your waking hours can be a bummer.

Or just get two, whatever. This isn't the Good With Money thread.

I haven't filed a tax return since 2012 (self.personalfinance)
submitted 7 hours ago by pleasesayimnotfucked

quote:

My father always did my taxes, in 2013 he got put into hospice care and suddenly asking him to file all the forms for me wasn't something he could do anymore so I didn't ask him.
About the same time I went through some serious medical problems and at some point just quit caring about it.
The government had taken my tax returns every year anyways because I had defaulted on student loans and so I decided that if I wasn't going to get a tax return there was no loving point anyways.
Fast forward a few years and I've paid off the dumbass student loan, but I've still never filed the tax returns for the intervening years.
I work in tech and make pretty good money, and figure I'm overpaying anyways since I take zero deductions but I would like to get this poo poo straightened up and actually file my taxes like a good boy.
The years in question I lived in a state that didn't have a state income tax, so I'm not to worried about that, but last year I moved back to a state that does and so now I really need to get this taken care of.
Is this something that I can do myself, or if not can anyone recommend a service that won't completely bend me over for it?
Last year I was unemployed from the beginning of the year until November, and I did have considerable moving expenses as I moved from the coast to the Midwest.
Any advice would be appreciated.

I work in tech, but can't be bothered to type some really simple stuff into TurboTax online? :shrug:

canyoneer
Sep 13, 2005


I only have canyoneyes for you

cowofwar posted:

I'm sure clickbait listicle writing pays well. I'm going to go out on a limb and guess that they are the creative/dreamer/spender/no salary.

She probably made $50 on the article, but the site it was hosted on made $2k in ad revenue :capitalism:

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Leon Trotsky 2012 posted:

Kilts: Not even once.

She should put a hidden message on the centerpieces that says "the groom spent more on his dress today than the bride spent on hers"

canyoneer
Sep 13, 2005


I only have canyoneyes for you
The entire concept is sort of silly, because like hell a 5 year old is "earning" $100 a week. If you're trying to give the kid an idea of the value of a dollar, giving them $100 for the kind of chores a 5 year old can do is sending mixed messages.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Devian666 posted:

What research shows is that if you buy books like this to help your child your child is more likely to benefit. That is any book about helping your kids not just ones about money.

I was interested in money and how banks work from about 8 years old. Although that was probably an influence by my grandfather and my own inclination towards anything involving mathematics. I think where that there's a mistake in the sum involved being $100 and the child netting $15. I suspect the lesson will end up focusing the child on how to yield a higher percentage of the $100, although that could positive or negative consequences.

My dad worked in banking, and at a really young age tried to encourage me to open a savings account with the little money I had. In retrospect, I was at way too young an age for it. He brought me into work with him, which looking back was pretty cool because he worked in this huge bank in the old part of downtown.
He introduced me to all his coworkers, including one of the senior directors of the bank. They were all telling me the whole spiel, about how the prudent and frugal way was to save and earn money from interest and dividends. I got overwhelmed, worried that they'd take my money away and had a huge meltdown tantrum in front of a bunch of customers, and ended up causing a huge scene.
He never took me back there, and stopped working there soon after. As I'm older, I'm pretty sure that he was actually fired, and my behavior in front of the director and customers had something to do with it.

All I wanted to do with my money was feed the birds.

canyoneer
Sep 13, 2005


I only have canyoneyes for you
When someone says they're going to drop their insurance and will instead just save the money, it's safe to assume that they'll only do half of it.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Nail Rat posted:

edit: and yeah, always prenup. If I ever get married again I will not listen to "that means we're just getting married to get divorced and I'm not :downs: " because I've heard that before.

It bugs me that people don't get that there are things that can change in your life that neither of you could foresee. What happens if your spouse gets a traumatic brain injury from a car accident and turns into an abusive drunk? How about if they get caught up in fraud at their job and end up going to prison and having their paychecks garnished for the rest of their life?
There are a lot of things that can happen that "our love will solve everything" won't be able to address. (hey, it's more likely that the divorce will be a garden variety one for the "normal" reasons, but shhhh)

I didn't get a prenup because my approach was to go into marriage with practically zero assets. :v:

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Ashcans posted:

Well, you could both track the amount of non-discretionary time you spend on/with your children, and whoever has the excess bills those hours back to the household as a childcare expense, based on the lost income incurred as a result. That way the cost is clear, and if the other partner feels that it's too steep they have the option of cutting back their own working hours to take over more time instead.

What's really tricky is trying to balance things out during pregnancy and breastfeeding, because you'd want to calculate what additional intake the mother has that is being passed to the child, and bill that back to the household as well.

Ugh, not another time-based costing vs activity-based costing derail in the thread

canyoneer
Sep 13, 2005


I only have canyoneyes for you
Dave Ramsey has effective advice for getting out of debt, treating it like a behavioral problem rather than a math problem.

Be suspicious of general budgeting stuff, and run far away from his tax and investment advice.

canyoneer
Sep 13, 2005


I only have canyoneyes for you
What's the right amount to spend on a horse boat wedding engagement ring?

canyoneer
Sep 13, 2005


I only have canyoneyes for you

ate all the Oreos posted:

gently caress those grubby little bastards if I had it hard you should have to have it hard too :argh:

I agree with the sentiment but I'm also thinking that getting a "head start" with inherited wealth is going to make their opportunities in 20 years pretty much even with what mine were at their age, starting without any inherited wealth.
The ante is getting upped and they're probably going to need some seed money if they want to stay in the middle class for another generation.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

oRenj9 posted:

So how much was elevator college anyway? 200k?

It can go up or down from there

canyoneer
Sep 13, 2005


I only have canyoneyes for you
Southwest is a budget airline which is why the CEO does things for himself that you'd usually have an Enrique for

canyoneer
Sep 13, 2005


I only have canyoneyes for you

pig slut lisa posted:

I have a pretty long leash for derails that are interesting and non-argumentative, but I think radiation technology chat needs to find a new home. :cheers:

I thought it was pretty rad :v:

https://np.reddit.com/r/self/comments/61ivzo/should_i_take_amazon_to_court_over_12000/

quote:

Should I take Amazon To Court Over $12,000? (self.self)
submitted 2 days ago * by PropagandaRS
So I have been an avid amazon customer since 2014. Over the past 5 months I have ordered around 400 packages and maybe even more. On March 9th my Amazon account was closed because Of "too many issues with products and too many returns". I admit I returned my fair share of items but when I order over 100 packages a month I am bound to have an issue. I have been ordering relatively huge orders since 2014.
The main problem isn't even the fact that my account was closed. It was that I HAD $11,948.59 gift card balance. YES 11,948.59 Dollars. I used my gift card balance to make purchases because of Amazon locking my account due to billing issues. So when they closed my account I asked if I could have a day to spend my gift card balance or at the very least be sent a check in the mail. They said they are not going to restore access to my account. But they will send me a check for $11948.59. So i sent them my address and all of my info and they said to wait 2 - 3 weeks and I will have it. So over the next few days I asked for updates and they said they will get back to me. Then tonight I received an email saying
Hello, As informed earlier, We closed your account because you reported an unusual number of problems with your orders. As a result, your unused gift card balance is no longer available. We may not reply to further emails about this refund request. Thanks for your understanding. Best regards, Account Specialist Amazon.com I was extremely furious. That is not a small amount to lose out on. especially since THEY TOLD ME I was going to get a check in the mail. I have all of the emails as proof.
Long story short. Their excuse for not sending me a check is because the balance is no longer available. BUT IT WAS WHEN THEY AGREED TO SEND ME THE CHECK

Help my Amazon account got shut down I am definitely not scamming amazon I just have a $12k balance in gift cards and order 30-40 packages a day with a return rate of 7% but this is totally normal behavior and I am not scamming anyone I'm going to take one of the world's largest corporations to court to get it back

A comment on the post:

quote:

I watched a video he made about it and this is from him:
He claims the gift card balance is from him transferring $15,000 in money to gift cards, because he was having issues with his account constantly having issues and having to verify his bank account (first red flag).
He placed about 600 orders in just 3 months. On some instances he was receiving 30 packages a day. He claimed to order everything from Amazon, including food. He mentioned that he had from 30-40 packages with errors. An open box of cereal to two Iphones being sent that were not in the box (second red flag).
So, 6-7% of his orders are having issues, which is a lot (third red flag). Including a potentially $1400-$1600 error with just Iphones.

Having some experience with this, being in the shipping industry, it sounds like he was claiming items weren't being received when they were being received. Then selling the item through a third-party, or using it himself, but getting a refund for it. Big items like Iphones don't just come not in the box. They are checked when they are received, shipped and returned. Also, they have serial numbers and can be traced. Some of these "missing items" were probably traced back to still being in his possession. Not to mention, if 7% of your orders are having issues, there is something wrong on your end, not Amazons, and even for Amazon it makes sense to refuse to do business with you because its simply not profitable.
I'm hoping Amazon gets wind of this and outs this guy big.
permalinkembedparent

I am thinking this will not end well for that dude.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Jack2142 posted:

Is Valve even a Game Dev studio anymore? The last valve game was CSGO like 5 years ago now?

DOTA I guess.

"We used to make games, now we make money"

canyoneer
Sep 13, 2005


I only have canyoneyes for you

monster on a stick posted:

Well when you have law schools using loan forgiveness to get even more money from the Feds then maybe it needed a bit of reform:

https://www.washingtonpost.com/news/wonk/wp/2013/08/09/how-georgetown-law-gets-uncle-sam-to-pay-its-students-bills/?utm_term=.647f6e80f9b2


Summary: they jacked up tuition even more so Georgetown could cover "their part" of the payments. Bonus video with the article is them encouraging students to make sure their AGI doesn't go up because otherwise they may have to pay back students loans :ohdear:

Well Georgetown once funded the school via slave auctions, so funding the school through a student loan Ponzi scheme suits them well

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Suspicious Lump posted:

hhahahah.

But seriously, can you shoot the rapist donkey? I feel like the sheriff essentially said exactly that "your job to protect your livestock".

shoot the rapist donkey
was the name of my first band's EP

canyoneer
Sep 13, 2005


I only have canyoneyes for you
https://np.reddit.com/r/LegalAdviceUK/comments/63m1l2/returning_clothes_bought_online/

quote:

Hey there - so I find myself in a bit of a bad spot. I received a box from a company recently, which allows you to try clothes on before deciding what you want to keep and then return what you don't want to buy. In my foolishness I removed the tags while trying the clothes on to see if they would be more comfortable. Out of the £897's worth of clothes I received, I kept one item worth £50 and returned the rest. I wore three items for a full day at the office and the rest only in the comfort of my own home in order to try them on.
Unfortunately this seemed as grounds for this company to charge me for everything - I quoted that under the 2014 Consumer Contracts Regulations, I should be allowed to return these clothes. The company in questions claims that me removing the tags makes it impossible for them to re-sell the clothes and thus they have to invoice me for the full amount. This is, to be perfectly honest, well beyond my financial means.
So my question is - do I have any kind of case here to prevent me from basically losing £847 on clothes I do not want or like (besides gumtree et al obviously)

In the comments, OP says they thought you could remove the tags and wear the clothes for a day and still return them as long as you bought them online.

canyoneer
Sep 13, 2005


I only have canyoneyes for you
This could also belong in a "idiots on social media" or stdh.txt thread.

quote:

I hate when people complain about 40 hour, 50 hour, 60 hour work weeks... if you're working this much Embrace it, love it, appreciate it ... stop loving complaining! I work 100+ hour weeks and you'll never hear me complain about working. I might complain that my legs and knees are swollen and back hurts, because of my stupid spinal injury, nerve damage and no feeling in part of my leg which I have no control of and I still don't make excuses for it

Who is this man, toiling hard for the benefit of society and looking down on the weaklings who would like to see their families or sleep?

A captain of industry?
A physician?
An emergency responder?
No!
It's a DJ who also makes machine-embroidered baseball hats in his garage.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

cowofwar posted:

Here are some mealy mouthed unconvincing articles that try to say economics is a science
https://www.project-syndicate.org/commentary/robert-j--shilleron-whether-he-is-a-scientist
http://www.nytimes.com/2013/10/21/opinion/yes-economics-is-a-science.html

And here's one saying it isn't
http://www.thecrimson.com/article/2013/12/13/economics-science-wang/

I am in line with the not a science position because economics is retrospective model building and cannot actually perform controlled experiments. And at the end of the day, all the data is derived from complex systems of people where variables cannot be isolated. Calling economics science is fart-huffing.

Also Anthropomorphic global climate change isn't a science either. It's a theory that has not yet been disproven by the scientific method.

Uh did you read that third article that said that his criticism of economics didn't apply to microeconomics, but for macroeconomics as a bulletproof predictive and proscriptive scientific model? Because that's not a controversial opinion inside the field.

The joke in behavioral economics is "when X happens, people tend to Y, except when they don't."
Talking about how demand and supply affects pricing in a city's housing market is pretty solidly in the realm of microeconomics and is pretty well understood. Experiments can demonstrate the principles behind it. I have participated in those experiments.

By that logic, one had better throw out psychology with the not a science bathwater too, because you can't possibly control all those variables too!

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Jesus Christ posted:

I've recently cut some costs by sharing my girlfriends toothbrush. I normally use just the lovely $1 off-brand types that you end up dropping in the toilet all the time but she's got a nice ultrasonic one and man, it cleans teeth great!

I haven't told her that I use her toothbrush though. I usually run the shower while I brush so she can't hear it, and that serves double purpose because free water and soap/shampoo!

Running the shower to cover up a vibrating sound is a good idea, she'll never find out

canyoneer
Sep 13, 2005


I only have canyoneyes for you
I know a dude who combined his 8 week sabbatical with 8 weeks of bonding leave and a few weeks of vacation and was out of the office from August to January :hellyeah:

canyoneer
Sep 13, 2005


I only have canyoneyes for you

Residency Evil posted:

I don't know where else to put this, but I feel this thread will appreciate it.

http://nypost.com/2017/04/12/why-hot-people-arent-worth-dating/

I don't think it's a universally accepted truth that Megan Young, 23 year old p.r. woman from Hoboken, NJ is out of her boyfriend's league. Maybe it's a bad picture but I'd say they're pretty evenly matched. Far from this scenario, for sure

But people sort of naturally gravitate towards people closer to their own perceived desirability anyway
https://en.wikipedia.org/wiki/Matching_hypothesis

canyoneer
Sep 13, 2005


I only have canyoneyes for you
https://np.reddit.com/r/legaladvice/comments/65su1v/a_hired_contractor_took_our_money_and_ran_but/

quote:

A hired contractor took our money and ran, but check was made out to his daughter. Can we get the money back? (self.legaladvice)
submitted 16 hours ago * by mellowanon
We hired a contracter to build an additional detached room for $132,000. This is in California.
Total: 1,100 sqft
Ceiling standard 8ft high
roof cover with tile
2 bathrooms
10 ft kitchen
In the contract, we would pay him before he start working on another part of the room. (e.g. we paid $8000 so that he would start working on the flooring). The problem is that he would start working on it and then stop. Then he work on something else and ask us for money. So far, we paid him $122,000 before he stopped working. Almost every part of the detached rooms are unfinished. We trusted him since he was the brother of a family friend.
We paid all of it with checks, but the checks were made out to his daughter because he said he can't take checks under his name. We're about to file a complaint with the Contractors State License Board. We also just found out that his license expired. Also, he is still working as a builder for other locations. If we go after him legally, could we get the money back even though we wrote the checks to his daughter? If we can't get the money back, what other options do we have?

"Uhh, I am not scamming you, but please write your checks out in my daughter's name" :redflag:

canyoneer
Sep 13, 2005


I only have canyoneyes for you

baquerd posted:

A very junior guy, making $40k a year, has decided they will be going on a vacation to Sweeden for a Depeche Mode concert. He also doesn't contribute to the 401k because he thinks they will steal his money.

Your own

personal

savings

somewhere to grow your wealth
financial help

canyoneer
Sep 13, 2005


I only have canyoneyes for you

BigDave posted:

The Walking Dead is fun? I thought it was a cannibal-rape snuff film where all hope dies as Carl does something stupid, while driving the new Nissan Altima.

I stopped watching a few seasons ago, did anything happen to their immaculately clean and detailed green Hyundai Tucson?!

canyoneer
Sep 13, 2005


I only have canyoneyes for you
https://www.reddit.com/r/personalfinance/comments/66e2w0/help_ford_dealership_threatening_to_sell_truck/
Help! Ford dealership threatening to sell truck out from under me if I don't pay 1,200 a month MINIMUM. (self.personalfinance)
submitted 6 days ago * by gypsywizard72

quote:

BACKSTORY: So I'm in the US Army and I bought a 2004 f150 from a used car dealership in Clarksville TN, just off post, about a month ago for $4,000. I purchased this truck with a loan from navy federal credit union. After driving this truck for about 2 weeks, I started to notice a small, quiet tick in the engine. I decided to drive it to auto parts stores and mechanics, to ask them what was wrong with it and I was given numerous answers that weren't very consistent with each other. I decided to take the truck to a ford dealership where I assumed it would be given a professional diagnosis and a fix if needed. They told me there was low compression in 6 of 8 cylinders and that it needed a brand new engine. They told me it would cost around $6,000. I told the mechanics that I couldn't afford to pay that within a reasonable amount of time. The man assured me that it's no big deal, they would just hold the truck until i could get it paid off. He literally said "as long as you bring a few hundred dollars in every few weeks, you will be fine" so I said okay go ahead and install the new motor. I went out of town for two weeks, got a call saying "hey, new motor was installed, truck was test driven, everything is looking great". I got back in town three days later and stopped by to chat with the mechanics and I paid $300 and said I would be back soon with another 3 or 4 hundred dollars within the next few weeks.
THE PART THAT MATTERS: One day after making a payment of $300 dollars, today, I got a call from the mechanic I've been dealing with, the same one I mentioned above about making the payments at my own pace, and a few hundred dollars here and there would be fine. He said that his supervisor told him that a few hundred dollars here and there isn't enough and if I didn't get the entire 6,000 some odd dollars paid off in the next 90 days, they would sell the truck. I tried to negotiate with the mechanics and my step father, who is the wisest man I'll probably ever know was the first person I could ask for help. He called the dealership and the mechanic was honest, saying that he DID in fact tell me that a comfortable payment of a few hundred dollars was fine and i could basically take my time. Step father demands to talk to the supervisor who tells him that the BEST he can do is for me to make a 300 dollar payment every week when I don't have that much left after bills. That's 1,200 dollars a month and I have never even heard of someone having to pay that much. That just isn't reasonable.
I would be grateful for any advice you have for me. This is really stressful for me and i don't know what to do.

Here's a sad with money story. Guy is an E-2, and earns like $21k/yr. :negative:
Amazing that he managed to get screwed by TWO different dealerships for $4k and $6k in the space of 3 months.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

moana posted:

I don't think they would cover an overdrafted check for $90k either way, but yeah, that was my first thought as well. I don't know if Alliant can link the savings account to cover, but I'll ask when I call them to waive the overdraft fee :suicide:

Stackin' the bills with romance novels, nice.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

moana posted:

It's a one-time event, I now get paid nothing and am vomited on daily. I'll never make that much money again, so I've got to get my humblebrags in when I can.

BWM story: another mom in my baby class complaining that she has to work overtime and can't spend time with her baby. Then says that she ended up buying a breast pump for $700 because the $400 ones you get FREE through ACA "aren't as good" and talks about how great the homeopathic gas drops and amber teething necklace are that she bought from the naturopath. If I were unscrupulous, I'd start an organic baby product line and rake in the millions.

Amber teething necklaces are great because I can look at a kid and immediately know that I am smarter than their parents

canyoneer
Sep 13, 2005


I only have canyoneyes for you

ate all the Oreos posted:

Don't bring your loving children on planes until they're old enough to have self control, like at least 10 or 12.

Signed, literally everyone

:goonsay:
If you didn't want to have kids sit near you on your flight, you should have paid more than $120 for your ticket.

canyoneer
Sep 13, 2005


I only have canyoneyes for you

monster on a stick posted:

Hey I found something even more BWM than owning a Toucan.



Two can blow your money faster than one can

canyoneer
Sep 13, 2005


I only have canyoneyes for you
Horse government is slow moving because nobody ever votes "aye"

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canyoneer
Sep 13, 2005


I only have canyoneyes for you
3 years ago I embarked on an ambitious project to do 800 sq ft of tiling in my house. I did it all myself, and saved about $2,000 doing so. But I also traded a bunch of weekends, evenings, and missed some opportunities to do other interesting things because I was laying stupid tile in my stupid house. Because I was slow and bad and had to do a lot of rework, it took wayyyy longer than if I would have hired a crew (they'd be done in two days, max)
I made a bunch of mistakes along the way, but now I'm actually pretty good at tiling. I did a small project in my parents' house after I was done, and it turned out fantastic.

Was it worth it? No. Not at all. If I had the money, I would have hired a crew. But I couldn't afford to, so it was "do it myself, or not at all".

Now that I'm good at it and bought a bunch of tools to support it, the cost delta between DIY and hiring someone is smaller which means I'm going to be stuck doing it myself for the rest of my life :v:

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