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Boris Galerkin posted:Is there a good Delta card opening bonus going on right now? Colleague just got a 50k miles 1000$ minimum amex card but I can't find that one anymore. Delta is the major/only airline at the airport here. Delta/AmEx neutered that card last year by getting rid of the companion ticket, so it probably isn't something you'll want to keep long term unless you fly enough for the free checked bag to matter but not enough to get a free checked bag from having airline status.
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Nov 15, 2014 17:24
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Pompous Rhombus posted:Ugh. I applied for the Chase British Airways card a week ago. It was approved by Chase within a few hours, BA still has yet to generate me a rewards account so they will actually issue me the card, and Chase apparently can't do anything to contact them or hurry it along. If I want to hit the $30k spend for the Companion Pass I need to get this first tuition payment on it, which I also need to get my student visa issued (electronically, thank god), and I leave in 15 days. Might give it until Wednesday morning (they said 48-72 hours a week ago), then call up Chase and cancel the application if nothing's happened yet. Why don't you just create the account yourself, which should take 5 minutes tops, and then tell Chase what your number is? http://www.britishairways.com/travel/register-now/public/en_gb Thoguh fucked around with this message at 18:45 on Jan 19, 2015 |
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Jan 19, 2015 18:40
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Any Chip & Pin cards in the US right now that you guys know about? My corporate card got upgraded to Chip & Pin recently but the best any of my personal cards are is Chip & signature.
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Feb 1, 2015 16:06
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FISHMANPET posted:Can I just say how annoying it is that Chase won't let me just pay a fixed amount X every month. I can only choose minimum payment or full balance. Just send them a check for whatever amount you want to pay then. Or use your bank's bill pay service to send them an amount you specify. You aren't obligated to use their online interface.
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Feb 13, 2015 18:05
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Also don't assume just because there are 40k mile tickets available that you'll be able to get 40k mile tickets on the dates/flights you want.
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Mar 22, 2015 15:52
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SuperSpiff posted:This isn't strictly true. Many credit card companies get Level 3 data (which includes a breakdown of exactly what is purchased) from the retailer. Various rumors abound around the internet on this, but it's pretty well accepted that depending which merchant it is, the banks likely have access to exactly what you're buying. I know with my work card gas stations and some chain hotels provide the CC a breakdown of what the charges were since it shows up on my statement.
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Jan 15, 2017 21:08
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LionArcher posted:Quick questions. I don't think there are many, if any, cards that count balance transfers towards spend for bonuses.
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Jan 17, 2017 19:29
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Waroduce posted:Well I've never had a credit card and I figure it's time to build my credit. I travel alot for work and will clear 4k easily. I travel primarily domestically and have expensed roughly 5k so far this year. I buy alot of airline tickets, but not one airline and I stay in alot of hotels but always what's easiest for me in relation to client location. I'd like to maximize my returns/rewards. Do you have leeway to consolidate your travel to a single hotel chain/airline? Or at least most of it?
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Jan 29, 2017 17:39
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Waroduce posted:If I wanted to yes. They don't care what I do as long as prices are same ballpark Unless there's a marked difference in convenience it is probably worth your time to consolidate your travel to one airline (or one airline alliance) and one hotel megachain, and get that airline/hotel CC. Your travel will become more comfortable and you'll rack up worthwhile amounts of points much more quickly.
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Jan 30, 2017 17:37
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THF13 posted:Further complicating things though is it's slightly better for building credit to have some balance reported (not carried over, don't carry over a balance!) instead of $0. I've always heard this but the past few months when I look at my score (since every bank/CC shows it to you anymore) it tells me that "too many accounts with balances" is dragging it down even though my utilization is quite low.
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Feb 16, 2017 16:22
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Skoll posted:Hi there. You do have a credit history then, 22 missed payments. That's why your score is so low. You're going to have to rebuild from that and be pretty limited in the meantime.
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Apr 19, 2017 15:55
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The Slack Lagoon posted:Lol my wife got a mailer for LUXURY BLACK CARD and it's trying so hard to sell the SODOSOPA lifestyle I have no idea what SODOSOPA is but I just got that same offer today. $495 fee, $100 airline credit, 1.5% cash back. And that's it. Their target market is people who are really bad with money, I guess. The big selling point was that it is a metal card. I got the exact same offer a few years back and it was a Visa. This time it was a Mastercard.
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Dec 15, 2017 00:40
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Josh Lyman posted:I didn't realize my Geico was being paid by credit card. If only I had switched it to my Uber Visa, I could've gotten halfway to the $500 spend bonus. How do you not spend $500 in three months if you're getting a card with the intention of meeting minimum spend? Even if you're making minimum wage and operating on a super strict budget that's less than $6 a day in expenditures. Did you just forget to use the card for part of the 90 days or something?
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Jan 15, 2018 16:04
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The Uber card looks like it is chip and pin? That's neat. Is this the first widely available chip and pin card in the US or are there others that I didn't notice?
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Jan 18, 2018 12:54
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Josh Lyman posted:I thought chip and sig could fall back to chip and PIN but apparently not. It can if it is set up to do so (that's what the Uber card does if I'm reading properly) but most US cards and just chip and signature with no PIN except for cash advances. That's why I was asking about it - I know there are some isolated credit unions and some cards that have hefty annual fees that offer chip and PIN, but the Über card is no fee and widely available. As far as I know it's the only one in the US like that but I don't churn or follow card offers super closely so I was wondering if I'd missed other ones.
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Jan 18, 2018 16:01
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CaptainJuan posted:So I have a question about state law. I'm renting a car tomorrow for a weekend trip and I don't actually own a car so I don't have insurance. I am using my American express, which has secondary coverage for rentals... And according to Amex customer service, secondary coverage becomes primary when you don't have primary. However, if I'm pulled over and asked for proof of insurance, what do I do? Does secondary(primary) coverage from my card count as meeting IL's insurance requirement? Every rental car I've ever been in, in the US at least, has a form in the glovebox that says the rental car company is self insured with the relevant details to satisfy whatever somebody pulling you over would look for but IANAL.
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Apr 6, 2018 16:44
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Nobody gives a poo poo about grocery bill virtue signaling in this thread of all places.
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May 2, 2018 14:04
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Insane Totoro posted:What the hell do grocery store virtue signals have to do with credit cards? Its a law of the internet that if someone posts their grocery budget someone else will reply and act shocked that anyone could ever spend that much. Doesn't matter where the post is made or what the amount is.
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May 2, 2018 23:43
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I'm about to get a Chase Sapphire Reserve in advance of booking a vacation. Anybody have a referral link?
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Jul 20, 2018 16:38
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NP, no reason not to let somebody get some free points out of it.
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Jul 20, 2018 17:46
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Waroduce posted:I have 4k outstanding from a europe vacation on a chase saphire card that I don't want to use until its paid off. I'm currently paying 250 a month. "Consolidate" implies you have outstanding debt across multiple revolving balances. Is it just that one or are their others?
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Aug 6, 2018 16:53
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Anybody have a referral link for a Chase Freedom Unlimited? I'm below 5/24 now so was going to get one to pair with the Sapphire. Looks like they give $100/referral so no reason not to help out a goon.
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Oct 12, 2018 17:17
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astral posted:Enjoy (and thanks)! Applied and approved. The application timed out on "verifying your information" (after like 15 minutes) the first time and I got worried but after reloading it went through right away so I guess something just got hung up somewhere the first time.
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Oct 12, 2018 22:07
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TraderStav posted:Does anyone have any tips on getting a rental car in Greece? I don't speak the language and need to get one that'll fit my family (wife and 3 kids ages 7-11) along with the luggage we'll have for two weeks. I'm not up on the 'correct' way to do this to mitigate liability and such. Should I always decline their insurance? Always get it? Check your credit card rental insurance paperwork - there's a handful of countries that a lot of them don't cover and I think Greece might be one of those countries.
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Mar 3, 2019 23:40
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TITTIEKISSER69 posted:So for a big trip I have coming up in August, I decided to get a travel rewards card. After much hemming and hawing I went with the Discover It Miles card, but I've just found out that Norwegian Air doesn't take Discover. balance transfers generally aren't eligible for points or for meeting minimum spend.
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May 15, 2019 17:38
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Jerk McJerkface posted:Or use this: Everyone should use this because I put my info in there like a year ago and haven't had any free money from goon referrals come through.
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Aug 16, 2019 18:41
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Motronic posted:Thank you, sage traveler, for helping me - the guy who travels the world for work - navigate such an issue. This is the most Flyertalk loving post I've ever read outside of Flyertalk.
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Sep 6, 2019 18:35
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Ugh, this lounge calls their sparkling wine "champagne" when it isn't even from France I might as well be in the terminal with the poors.
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Sep 6, 2019 18:37
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Motronic posted:If you travel a lot personally I suppose. But I travel for business so I don't care about that one bit, since my meals are on my expense report. Congrats. That doesn't mean you have to be an rear end to people who have different use cases.
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Sep 8, 2019 16:32
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RIP to the Uber card
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Oct 28, 2019 22:18
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Diva Cupcake posted:This is trash. Uber Visa is no longer getting 2% on all online services and shopping, which significantly reduces my want to use it when I already use Amex Gold and CSR for restaurants and travel. That's not even the worst part - it's no longer cash back.
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Oct 28, 2019 22:23
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astral posted:Honestly, I'm surprised it lasted this long. I agree with you there. It's been right up there with the IHG card for being too good to be true.
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Oct 28, 2019 22:29
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Jerk McJerkface posted:Wait what is it changing to? Just Uber GCs? Essentially, only redeemable for Uber/UberEats/Whatever scooter company they own.
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Oct 28, 2019 22:30
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Jerk McJerkface posted:Ugh, since you can only redeem in $25 I was saving a bunch of points. so I'll just cash them out now before I wake up and find they converted and I can't use it. About that... quote:If you have already set up your total monthly wireless bill to be charged to your Uber Credit Card, you may continue using your cell phone protection benefit without interruption. As of November 1, 2019, there will be changes to the insurance provider and to the maximum coverage levels and deductible amounts.
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Oct 28, 2019 22:37
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Uber must have decided they had enough data collected from having the card out there for a few years and are now basically dumping it.
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Oct 28, 2019 22:37
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halokiller posted:[Rumor] Chase To Add Dining/Delivery Credit To Chase Sapphire Reserve, Increase Annual Fee To $550 Well, that would suck. Right now the card hits a sweet spot. If the fee goes up $100 or $200 for something I don't use I'd almost surely cash out my points and drop it.
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Dec 11, 2019 15:55
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Deathlove posted:
This is a thread about maximizing the amount of money you can get banks to give you for free though so it works.
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Dec 11, 2019 15:56
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(which seems kind of incongruent in a thread about credit cards but hey)
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Has anyone acquired the Barclay's AAviator card? It looks like it might be worth getting for a year even though the $99 fee has to be paid upfront for 60k and a companion pass. But I know companion passes can sometimes be impossible to actually use unless you buy full Y fares, which defeats the savings of the pass. Anybody use that pass and have any thought on it? I'm thinking I might get it and then cancel once the year is up. Edit, found an article that answered my question. Looks like the answer is there's a bunch of blackout dates and they make it hard to use the certificate (have to call to reserve and physically mail in the certificate) but not impossible. So I guess I'll look first to see if any travel I have would hit those blackout dates prior to deciding if I'm gonna sign up. Thoguh fucked around with this message at 16:02 on Jan 4, 2020 |
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Jan 4, 2020 15:55
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Residency Evil posted:Seems like you get $120 in food credits? Over two years. It's a $100 increase for a $60 credit at a specific vendor.
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Jan 9, 2020 00:18
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Jerk McJerkface posted:Figured I'd float this again. I got a couple referrals this month, so it's nice to see it getting some use. Any other goon success stories? Nope. not a single one yet. I just updated my Freedom link in case it was wrong or something.
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Jan 28, 2020 15:45
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