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(Thread IKs: skooma512)
 
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Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Paradoxish posted:

Anyone who has any kind of real hobby has probably been endlessly assaulted by well-meaning by friends and family recommending ways to monetize it. Every year people we know will tell us that we should sell produce from our garden at the farmer's market, or that we should make a gardening YouTube channel, or why do we put so much effort into it if we're not making money from it? I got into a small argument with a family member when I told him I was scaling back/more or less abandoning my fairly profitable 3d printing side gig because I wanted it to just be a hobby.

My MIL told me I should try and make money selling my generic-rear end banana bread.

It's not even something I'm especially good at!

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Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I decided to fact check this whole "food inflation" media conspiracy by looking at a Mint account I hadn't logged into in a while. We're actually spending roughly the same amount we did on food per month as we did in 2018. So ha!











Of course, we used to go to nice restaurants and get drinks and appetizers and poo poo once a week. Now we order takeout twice a week at cheaper places like Vietnamese or Peruvian chicken. We used to buy lunch at the office every day. We've been WFH shut-ins since COVID started. Used to do more frozen meals and whatnot. Now we buy and cook food in bulk. Still spending the same money though!

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

HallelujahLee posted:

thank you chad

Any time

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

mawarannahr posted:

the measure of time is a capitalist pastime and possibly heretical.

But wearing a watch allows the worker to challenge the capitalist's version of time, which was often manipulated in a factory setting.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

is this guns or fentanyl or what

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Paradoxish posted:

The last time I had an in-person job like over a decade ago there were these idiots on dirt bikes and one quad that would go blazing down the road in front of the school I worked at two or three times per week, at almost the exact same time every time. They'd do wheelies by the school and nearly hit pedestrians several times. No one ever did poo poo, even though the main road a quarter of a mile away was a well-known speed trap where cops would issue tickets for like 5mph over the limit.

You can't stop those people without killing them basically. Talking about them at all is a real easy way to make urban libs mad.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Edgar Allan Pwned posted:

while we're on fries anyone got a good potato wedge or fried potato recipe. trying to up my game but its been inconsistent going

Bake don't fry. Healthier and ensures your home doesn't smell like poo poo.

Cut russet potatoes into your favorite shape. I usually do steak fry or thick traditional fry shapes. Toss with olive oil. Hit with spice blend. I am partial to Montreal steak seasoning. Put on parchment paper and get them in the oven at 400 for 40 minutes, flipping once after ~25 minutes. Cook to desired doneness.

You can also do poo poo like boiling them before baking but it's not worth the time IMO.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
it was just the weekend. it's fine.

so with the OPEC cuts the inflation narrative will continue apace... Jay is going to keep raising rates forever isn't he

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
What is all this poo poo?

And to think weekend posting ITT was being taken to task.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

BornAPoorBlkChild posted:

through Skip Tracing alone the entire existence of the NSA is rendered moot

Portfolio Recovery Services and other Debt Collection agencies are picking up the slack!1!1!1:unsmigghh:

Who are those fuckers? I get calls from them all the time but I don't have any debts for them to chase.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

It's listed on mine but neither I nor my employer is paying in? :shrug:

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Glumwheels posted:

I live in an area where this hasn’t happened yet but I don’t even go in Target anymore. Online ordering is usually cheaper than shopping in store, you can get gift cards or discounts for same-day pickup, and they deliver it to your car. I wish they did that at Costco but their business model expects you to go in and spend way more than you intended.

I can see the shenanigans starting in the D.C. burbs. Stuff isn't locked up, but Giant is now trying to restrict self checkout to 20 items or less, citing theft and the safety of their employees. But they also only ever have one actual cashier line open because they don't want to staff.

So I will keep doing self checkout with 20+ items and steal things like an adult.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

An even more transparent proxy for whiteness than "good schools" though with lots of overlap obv

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
They didn't even make lightsabers on screen in the movies.

Blatant copying of the Harry potter wand poo poo.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Paradoxish posted:

How useful you think ChatGPT is to your daily work is unironically a very strong indicator of how useless your job happens to be

More important is how useful your boss thinks ChatGPT is to your daily work

I think I could be ChatGPT'd away. Not because I think a fancy autocorrect can do my work better, but because my boss uses my work to make convenient lies anyway and the machine can do more useful lies because it doesn't care if it's wrong.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I lost a bunch of weight when an oral surgeon hosed up my wisdom tooth removal and I bled uncontrollably for days.

Recommend.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

dxt posted:

lol good news if you don't have enough retirement savings you can just work until you die!

Or just die instead of working. We have plenty of fent and guns lying around.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

FlapYoJacks posted:

Isn’t the inflation percentage compared to last months percentage? IE: If last month food prices went up 5% and this month food prices went up 5% then they claim food inflation is at 0%? I may be misremembering.

Good news everyone, the rate at which you are getting crushed is down!

Oh good! So we're being crushed less?

Well, no, course not.

So we're still being crushed just as much as before?

No, more actually! But the rate at which it's increasing didn't go up.

...This is good news?

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

quote:

The interesting question now is why, at least according to some surveys, the public remains very negative on the economy — as negative as it has been in the past amid severe economic downturns — even though those recession calls were clearly a false alarm, and the economy is actually looking remarkably strong. Or maybe the question should be why people say that they’re very negative on the economy.

This is a touchy subject, albeit one I’ve commented on before. You don’t want to say that Americans are stupid; you certainly don’t want to sound like that John McCain adviser who insisted that America was a “nation of whiners” who were experiencing only a “mental recession.”

On the other hand, there are now huge gaps between what people say about the economy and both what the data says and what they say about their own experience. And we have some new information on what lies behind these gaps.

The American public is full of stupid whiners, got it.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

That Works posted:

ive used the tiniest bit of detergent both for the laundry and the dishwasher for years and both always come out just fine. ive long since been convinced that the suggested amount are massive overkill so that you buy more.

This is also true of toothpaste. The amounts they use in ads is insane.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

lol personal finances "doing at least ok" matched with a good or excellent local/national economy

like yeah, we're doing OK... in the sense that we put money in retirement accounts and pay our bills every month but I would not rate that the same as good or excellent, which... what does that even look like?

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

DNK posted:

owning equity in highly profitable companies that seek to return money to their shareholders is not irrational

the overwhelming majority of price action in the stock market is driven by large investors making 6+ figure purchases and sales. if number is going up, it’s because large investors are buying into number; it’s not a con (at least, not in the “dumb Americans have been conditioned to mindlessly dump their savings into the stock market” way).

I wish my parents were a bit more conditioned to mindlessly dump their savings into growth-oriented assets. diligent savers, but terrible investors.

It's also not irrational because every vessel for retirement savings readily available like a 401k automatically goes into the stock market. (Unless you're a sicko buying bond funds.)

I have sort of wondered what the end-state is though with the guidance for retail investors for the last 15 years being to move into low expense ratio index funds. Maybe it's not an issue because as you say, the swings are happening because of the whales and most people are just lamprey. But it does amplify the insanity.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
Now that we have the austerity debt ceiling figured out, can we please do something to help landlords!?

https://twitter.com/wealth/status/1661751526770233347

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Engorged Pedipalps posted:

People with prior conditions could sometimes still get insurance but only in the high deductible class, old sick people were packed in at most of the entry level places I worked at in the tech sector prior to aca because those were the only places that would insure them lol

I knew a guy with 25 years of experience doing tech support and he was taking calls for a cell phone provider because he had one of his shoulders replaced and nobody would insure him anymore. career just completely and permanently dead ended because you got hurt.

I have a congenital heart condition so I was told to always have continuous coverage no matter what because if I tried to enroll after a lapse, I could be denied for a prior condition. This basically limited my employment options to ones that had insurance.

I was laid off from my first job -- a startup -- after 2 years or so. Had to maintain coverage though so while unemployed I was paying out the rear end for COBRA coverage.

Only found out that I was paying money for nothing actually, as it turned out, when I was riding my bike and crashed when I was run off the road (Florida...) and broke my toe and my coverage was denied at the hospital. I had to spend a couple days on the phone to get them to activate the coverage I had paid for and backdate it. Very cool system.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
My organization is licensed to a private, third-best-in-city private school, so all the university aflame talk is fun to read.

Discretionary spending gone. Any time someone leaves, the position is posted but mysteriously never gets filled. Nobody on contract gets renewed. Someone that made a mistake while still on the probationary period was basically disappeared.

Executives acting like if they just smile enough, the employees (their children) won't notice their fear. I guess this is technically better than layoffs but woof.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Engorged Pedipalps posted:

Also you shouldn't be able to take English classes in high school at all. They shouldn't just not be mandatory, they should not be available. At this point you should be diving into literature or writing, we wasted so much loving time learning insane minutae about grammar. If you want to take a language course in high school it shouldn't be your native tongue.

Your high school English classes weren't just writing essays about literature? That's weird.

Engorged Pedipalps posted:

I mean this is kinda a great idea

Kids gotta get comfortable doing work but nobody should profit off child labor. Community service seems like a good compromise

It would probably also be more useful than a lot of bullshit electives in HS

My school had a community service requirement. One option instead of actual community service was to go to the local police department a few times where they would just like... talk at the group. This amounted to like 6 hours in total instead of 20 or whatever the other places did, so naturally I picked it. I remember one day they set up tables with long guns and confiscated drugs and stuff to show off. It's pretty funny to think about in hindsight.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
Has anybody seen the HBO ads yet? Or, excuse me, Max? (God I loving hate that name.)

It turns out that HBO is just TV after all, I guess.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Pretty sure this dude just converted the market cap of the FTSE 100 from pounds into dollars, so this is not true.

But gently caress dem bean eaters though!

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

20 Blunts posted:

let me simplify this: the earth is stripped bare and there is nothing left to harvest except humanity

nah most human's have been harvested already -- poors credit cards are maxed out and they can't afford luxury poo poo anyway

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Xaris posted:

the other bad thing about credit unions is they're savings rate is still like 0.002%. i ended up moving majority of my account to fed market since at least fed interest rates at like 5%.

the main reason to go with a credit union is better customer service, abolishing ATM fees, better auto loans, etc.

This was the thing for me. I've made more in a high yield savings account this year than I ever did with the credit union I signed up for a decade ago. I still use the credit union for direct deposit and paying expenses, but all my savings get parked elsewhere.

re: delivery, we still do it as an indulgence a couple times a month... but yeah, between the higher menu prices for delivery, fees, and trying to give the driver a good tip to assuage the gig worker guilt it can cost as much or more tham a proper meal out used to pre-pandemic

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I have a PSVR I haven't used in five years. It's good for being aggressive about ignoring your family/roommates I guess.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Orange Devil posted:

It's still insane to me that nobody shot any judges and/or bank execs over this poo poo.

Americans will just let people steal their goddamn house.

I feel like I remember a few stories of evicting landlords being shot.

But pretty sure if my house is getting foreclosed on I have bigger, more immediate fish to fry (like uh, where do I go) than trying to figure out where the judge that signed the order lives or whether I should be shooting the exec at the bank that services the loan or the one that holds the debt.

Chad Sexington has issued a correction as of 14:17 on Jun 6, 2023

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Pittsburgh Fentanyl Cloud posted:

In modern America when your neighbors fall on hard times they just quietly leave your artificial suburban community and cease to exist.

I agree this is a shame, but... Have you met people though? Terrible, terrible.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Bar Ran Dun posted:

it’ll be a very very slow death 4-5 % isn’t like world ending. that’ll and there will be a recession at some point so it’ll drop in that period eventually. but I think it’ll come back up.

it also might be the only way the housing affordability ever comes down (If prices stabilize there, and we continue to get 4-5% anyway)

how does housing become more affordable? prices are going up. wages aren't, not really. not at the level that it would meaningfully affect home buying

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Bar Ran Dun posted:

it’s a very very big if and would take decades and only if wages also continued to inflate along with other goods.

but wages aren't inflating

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I like the idea that the EPA invented particulate matter in the 90s.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Monkey Fracas posted:

Needed way more high fantasy pest exterminator stuff ya

tbf that was a flaw of the books too

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I've watched doctors -- specialists even -- Google poo poo right in front of me so I don't fear the AI in that sense.

I don't see how it would do much for inequality of care though. The process for trying to escalate something beyond the AI to get an actual prescription or procedure will probably be hell.

Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.

Taima posted:

All of the remote workers I know including me are only using fewer amenities over time because things like going out to eat is outrageously expensive and then they default you to a 25% tip while the portions and quality go down.

Wife and I ate at a breakfast place last weekend where the lowest selectable tip was 22% and the default one was 26%. we aren’t going back. I know you can click Custom while the waitress stares you down but gently caress that. They are free to gaze disapprovingly while I custom select a measly 20% tip and I’m free to never go there again.

I’m a good cook and holy poo poo has that paid dividends lately…

There’s a restaurant near us that has a sign on the window that a 25% tip is rude, you cannot make this poo poo up. The sign implies you should tip 32%.

We have maintained our diet of high quality food, but only at the expense of eating out about 90% less. I honestly don’t even understand who is regularly eating out these days or otherwise utilizing all of these services. We can’t afford it and we both make figgies and have no kids. :shrug:

Is everyone just putting this poo poo on credit cards? It’s loving bewildering.

e: btw the shiitakes from Costco 12 vs 16oz thing has rocked us to our core, is nothing sacred. that was the only place to get reasonably priced shiitakes :sadwave:

I only just successfully got guilted into going from 20 to 25%. Like gently caress I'm going to go above 30.

Engorged Pedipalps posted:

You can get baby backs for five dollars a rack where I live, which is pretty dang cheap. I can cook four racks, charcoal and wood chunks included, for the cost of a single rack of ribs at most restaurants. They're about the easiest thing to cook in the world too. It's all about time with smoking, you just throw some wood on now and again and wait it out and you're done

Dang, who's your rib guy? I can get $2.99/lb on St. Louis Style from Costco but baby backs are harder to find and they're usually a good bit more expensive.

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Chad Sexington
May 26, 2005

I think he made a beautiful post and did a great job and he is good.
I went to a ramen place for lunch when I had jury duty a few weeks ago. It was almost $20 after tip and I was the only one there so I could hear them putting it in the microwave.

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